Bushfire Risk in Collins Creek, NSW: 2026 Assessment

Collins Creek, New South Wales· UNKNOWN
The area around Collins Creek has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase this risk.Updated 20 May 2026

Bushfire Risk Score

4.0/10

The area around Collins Creek has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase this risk.

Key Facts

Bushfire Risk
The area around Collins Creek has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase this risk.
Trend
increasing
Suburb
Collins Creek, NSW
Overall Risk
Medium
Postcode
2474
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
17.5% of land (bushfire)

Bushfire Risk Analysis

Collins Creek, New South Wales, has a the area around collins creek has a moderate bushfire risk due to surrounding vegetation. drier conditions and higher temperatures could increase this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, particularly during dry summers.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Collins Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Collins Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Collins Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.5% of the suburb's land area is mapped in high-risk bushfire zones and 63.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Collins Creek.

On ClimateNest's 0–10 suburb hazard index, Collins Creek scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Collins Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Collins Creek located in Coastal NSW (postcode 2474), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Collins Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Collins Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Collins Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Collins Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone areas
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted areas near Collins Creek, leading to evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Develop a Heat Action Plan

Immediate

Implement a community-based heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Support community initiatives to reduce bushfire risk, such as hazard reduction burns and property maintenance programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 20 May 2026

Explore Collins Creek Risk Reports

Frequently Asked Questions

Is Collins Creek in a bushfire prone area?

Parts of Collins Creek may be designated as bushfire prone land. Based on available data, Collins Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Collins Creek?

BAL ratings in Collins Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Collins Creek?

Yes, properties in bushfire-prone parts of Collins Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Collins Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Collins Creek?

ClimateNest's suburb model rates Collins Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Collins Creek.

What share of Collins Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.5% of Collins Creek in high-risk zones for bushfire, with a further 63.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Collins Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Collins Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections