Bushfire Risk in Colongra, NSW: 2026 Assessment

Colongra, New South Wales· Central Coast
The risk of bushfires in Colongra is moderate, given the presence of surrounding bushland. Drier conditions and higher temperatures are projected to elevate this risk.Updated 30 May 2026

Bushfire Risk Score

4.0/10

The risk of bushfires in Colongra is moderate, given the presence of surrounding bushland. Drier conditions and higher temperatures are projected to elevate this risk.

Key Facts

Bushfire Risk
The risk of bushfires in Colongra is moderate, given the presence of surrounding bushland. Drier conditions and higher temperatures are projected to elevate this risk.
Trend
increasing
Suburb
Colongra, NSW
Overall Risk
Medium
Postcode
2262
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.2% of land (surface flood)

Bushfire Risk Analysis

Colongra, New South Wales, has a the risk of bushfires in colongra is moderate, given the presence of surrounding bushland. drier conditions and higher temperatures are projected to elevate this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Areas adjacent to bushland are designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Colongra, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Colongra including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Colongra sits within ClimateNest's suburb-level hazard model for bushfire risk. 5.6% of the suburb's land area is mapped in high-risk bushfire zones and 81.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Colongra.

On ClimateNest's 0–10 suburb hazard index, Colongra scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Colongra can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Colongra located in Coastal NSW (postcode 2262), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Colongra.

Across the six hazard axes ClimateNest models, the dominant climate risk in Colongra is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Colongra, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Colongra are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW Rural Fire Service Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires impacted areas near Colongra, requiring evacuations and property protection.

Adaptation & Mitigation Actions

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to mitigate flood risk.

Est. cost: Medium

Implement Bushfire Management Plans

Near-term

Develop and implement bushfire management plans to reduce bushfire risk.

Est. cost: Medium

Develop Heatwave Preparedness Plans

Immediate

Create heatwave preparedness plans to protect vulnerable populations.

Est. cost: Low

Implement Coastal Protection Measures

Long-term

Implement coastal protection measures to reduce erosion and inundation risks.

Est. cost: High

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 30 May 2026

Explore Colongra Risk Reports

Frequently Asked Questions

Is Colongra in a bushfire prone area?

Parts of Colongra may be designated as bushfire prone land. Based on available data, Colongra has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Colongra?

BAL ratings in Colongra depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Colongra?

Yes, properties in bushfire-prone parts of Colongra may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Colongra?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Colongra?

ClimateNest's suburb model rates Colongra's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Colongra.

What share of Colongra is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 12.2% of Colongra in high-risk zones for surface flood, with a further 76.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Colongra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Colongra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections