Flood Risk in Comerong Island, NSW: 2026 Assessment

Comerong Island, New South Wales· UNKNOWN
Comerong Island is highly susceptible to flooding due to its low elevation and proximity to the Shoalhaven River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.Updated 25 May 2026

Flood Risk Score

8.5/10

Comerong Island is highly susceptible to flooding due to its low elevation and proximity to the Shoalhaven River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.

Key Facts

Flood Risk
Comerong Island is highly susceptible to flooding due to its low elevation and proximity to the Shoalhaven River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.
Trend
increasing
Suburb
Comerong Island, NSW
Overall Risk
High
Postcode
2540
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
17.1% of land (bushfire)

Flood Risk Analysis

Comerong Island, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Low-lying island subject to tidal and riverine flooding.

Comerong Island is highly susceptible to flooding due to its low elevation and proximity to the Shoalhaven River and coastal areas. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Comerong Island sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 68.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Comerong Island.

On ClimateNest's 0–10 suburb hazard index, Comerong Island scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Comerong Island can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Comerong Island located in Regional NSW (postcode 2540), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Comerong Island.

Across the six hazard axes ClimateNest models, the dominant climate risk in Comerong Island is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Comerong Island, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Comerong Island are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayShoalhaven River
Elevation Range0-5 meters
Flood Zone ClassificationHigh Risk

Historical Events

2020
Moderate

Heavy rainfall led to flooding on Comerong Island, impacting roads and properties.

2017
Moderate

Flooding of the Shoalhaven River caused inundation of low-lying areas on Comerong Island.

2011
Moderate

Major flooding of the Shoalhaven River impacted Comerong Island, causing property damage and displacement.

Adaptation & Mitigation Actions

Raise home foundations

Near-term

Elevate homes to reduce flood risk.

Est. cost: High

Improve drainage systems

Near-term

Upgrade drainage to manage increased rainfall.

Est. cost: Medium

Coastal protection measures

Long-term

Implement seawalls and beach nourishment to protect against erosion.

Est. cost: Very High

Bushfire hazard reduction

Immediate

Clear vegetation around properties to reduce bushfire risk.

Est. cost: Low

Community education programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Comerong Island Risk Reports

Frequently Asked Questions

Is Comerong Island at risk of flooding?

Based on available data, Comerong Island has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Comerong Island?

Insurance costs for flood cover in Comerong Island depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Comerong Island?

Yes, flood risk can affect property values in Comerong Island. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Comerong Island?

Elevation is a critical factor in flood risk. Properties at higher elevations within Comerong Island typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Comerong Island?

ClimateNest's suburb model rates Comerong Island's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Comerong Island.

What share of Comerong Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.1% of Comerong Island in high-risk zones for bushfire, with a further 73.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Comerong Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Comerong Island, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections