Bushfire Risk in Commissioners Creek, NSW: 2026 Assessment

Commissioners Creek, New South Wales· UNKNOWN
Bushfire risk is relatively high in Commissioners Creek due to the proximity to bushland and prevailing weather conditions.Updated 28 May 2026

Bushfire Risk Score

7.0/10

Bushfire risk is relatively high in Commissioners Creek due to the proximity to bushland and prevailing weather conditions.

Key Facts

Bushfire Risk
Bushfire risk is relatively high in Commissioners Creek due to the proximity to bushland and prevailing weather conditions.
Trend
increasing
Suburb
Commissioners Creek, NSW
Overall Risk
Medium
Postcode
2484
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.8% of land (bushfire)

Bushfire Risk Analysis

Commissioners Creek, New South Wales, has a bushfire risk is relatively high in commissioners creek due to the proximity to bushland and prevailing weather conditions. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Commissioners Creek is located in a designated bushfire-prone area. Residents should adhere to bushfire safety guidelines and maintain their properties accordingly.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Commissioners Creek, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Commissioners Creek including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Commissioners Creek sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.8% of the suburb's land area is mapped in high-risk bushfire zones and 63.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Commissioners Creek.

On ClimateNest's 0–10 suburb hazard index, Commissioners Creek scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Commissioners Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Commissioners Creek located in Coastal NSW (postcode 2484), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Commissioners Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Commissioners Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Commissioners Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Commissioners Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW Rural Fire Service Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region surrounding Commissioners Creek, causing property damage and evacuations.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire, including designated escape routes and emergency supplies.

Est. cost: Low

Improve Home Insulation

Near-term

Insulate your home to reduce energy consumption and maintain a comfortable indoor temperature during heatwaves.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Collect rainwater for non-potable uses, such as gardening and toilet flushing, to reduce reliance on mains water during droughts.

Est. cost: Medium

Support Local Climate Action Initiatives

Long-term

Participate in community-based initiatives to reduce greenhouse gas emissions and promote climate resilience.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 28 May 2026

Explore Commissioners Creek Risk Reports

Frequently Asked Questions

Is Commissioners Creek in a bushfire prone area?

Parts of Commissioners Creek may be designated as bushfire prone land. Based on available data, Commissioners Creek has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Commissioners Creek?

BAL ratings in Commissioners Creek depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Commissioners Creek?

Yes, properties in bushfire-prone parts of Commissioners Creek may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Commissioners Creek?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Commissioners Creek?

ClimateNest's suburb model rates Commissioners Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Commissioners Creek.

What share of Commissioners Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.8% of Commissioners Creek in high-risk zones for bushfire, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Commissioners Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Commissioners Creek, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections