๐Ÿ“ฎ Concord postcode: 2137

Property Investment Score: Concord, NSW (2026)

Concord, New South Walesยท City of Canada Bayยท 2137
Moderate investment with climate considerationsUpdated 3 May 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Concord, NSW
Postcode
2137
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
19.9% of land (bushfire)

Investment Score Analysis

Concord in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in flood-prone areas may experience a decrease in value.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Concord with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Concord including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Concord located in Greater Sydney (postcode 2137), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Concord.

Across the six hazard axes ClimateNest models, the dominant climate risk in Concord is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Concord, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Concord are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase in the future due to increased flood and storm risks.
Price Impact from ClimateProperties in flood-prone areas may experience a decrease in value.
Resale Liquidity RiskMedium

Historical Events

2020
Moderate

Severe storms caused flash flooding and property damage in parts of Sydney, including Concord.

2013
Moderate

Sydney experienced a prolonged heatwave, with temperatures exceeding 40 degrees Celsius for several days, impacting vulnerable residents in Concord.

2011
Minor

Minor flooding occurred in low-lying areas of Concord due to heavy rainfall.

1990
Moderate

Heavy rainfall caused flooding along the Parramatta River, impacting some properties in Concord.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in flood barriers and drainage improvements to protect properties from flooding.

Est. cost: Medium

Increase Green Space

Near-term

Plant more trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including providing cooling centers and outreach services.

Est. cost: Low

Raise Awareness of Climate Risks

Long-term

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

City of Canada Bay Council
Emergency Services

Data last updated: 3 May 2026

Explore Concord Risk Reports

Frequently Asked Questions

Is Concord a good investment?

Concord has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Concord?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Concord. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Concord?

The resale outlook for Concord depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Concord?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What are the main climate risks in Concord?

ClimateNest's suburb model rates Concord's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Concord.

What share of Concord is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.9% of Concord in high-risk zones for bushfire, with a further 66.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Concord Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Concord, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections