Bushfire Risk in Congarinni, NSW: 2026 Assessment

Congarinni, New South Wales· UNKNOWN
The bushfire risk in Congarinni is moderate. The surrounding vegetation poses a threat during dry periods and heatwaves. Climate change is projected to increase the frequency and intensity of bushfires in the region.Updated 23 May 2026

Bushfire Risk Score

4.0/10

The bushfire risk in Congarinni is moderate. The surrounding vegetation poses a threat during dry periods and heatwaves. Climate change is projected to increase the frequency and intensity of bushfires in the region.

Key Facts

Bushfire Risk
The bushfire risk in Congarinni is moderate. The surrounding vegetation poses a threat during dry periods and heatwaves. Climate change is projected to increase the frequency and intensity of bushfires in the region.
Trend
increasing
Suburb
Congarinni, NSW
Overall Risk
Medium
Postcode
2447
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
22.7% of land (bushfire)

Bushfire Risk Analysis

Congarinni, New South Wales, has a the bushfire risk in congarinni is moderate. the surrounding vegetation poses a threat during dry periods and heatwaves. climate change is projected to increase the frequency and intensity of bushfires in the region. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The suburb is located in a designated bushfire prone area.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Congarinni, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Congarinni including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Congarinni sits within ClimateNest's suburb-level hazard model for bushfire risk. 22.7% of the suburb's land area is mapped in high-risk bushfire zones and 53.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Congarinni.

On ClimateNest's 0–10 suburb hazard index, Congarinni scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Congarinni can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Congarinni located in Coastal NSW (postcode 2447), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Congarinni.

Across the six hazard axes ClimateNest models, the dominant climate risk in Congarinni is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Congarinni, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Congarinni are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2013
Minor

A small bushfire occurred near the outskirts of Congarinni, but was quickly contained.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around homes and creating firebreaks.

Est. cost: Low

Heatwave Preparedness Plan

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Coastal Protection Measures

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce the risk of erosion and inundation.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 23 May 2026

Explore Congarinni Risk Reports

Frequently Asked Questions

Is Congarinni in a bushfire prone area?

Parts of Congarinni may be designated as bushfire prone land. Based on available data, Congarinni has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Congarinni?

BAL ratings in Congarinni depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Congarinni?

Yes, properties in bushfire-prone parts of Congarinni may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Congarinni?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Congarinni?

ClimateNest's suburb model rates Congarinni's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Congarinni.

What share of Congarinni is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 22.7% of Congarinni in high-risk zones for bushfire, with a further 53.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Congarinni Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Congarinni, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections