๐Ÿ“ฎ Coogee postcode: 2034

Property Investment Score: Coogee, NSW (2026)

Coogee, New South Walesยท Randwickยท 2034
Moderate investment with climate considerationsUpdated 2 Apr 2026

Investment Score

5.5/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.5/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Coogee, NSW
Postcode
2034
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
13.7% of land (bushfire)

Investment Score Analysis

Coogee in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties closer to the coast may experience a negative price impact due to sea level rise and erosion concerns.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Coogee with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Coogee including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Coogee located in Greater Sydney (postcode 2034), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coogee.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coogee is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coogee, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coogee are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to rising climate risks, particularly for coastal properties.
Price Impact from ClimateProperties closer to the coast may experience a negative price impact due to sea level rise and erosion concerns.
Resale Liquidity RiskMedium

Historical Events

2020
Moderate

Several days of extreme heat impacted vulnerable residents and increased energy demand.

2015
Moderate

East Coast Low brought heavy rainfall and strong winds, causing minor flooding in low-lying areas.

2013
Moderate

A prolonged heatwave resulted in increased hospital admissions and strain on local infrastructure.

2007
Moderate

A major storm caused significant erosion along Coogee Beach, requiring extensive remediation work.

Adaptation & Mitigation Actions

Upgrade stormwater drainage infrastructure

Near-term

Improve drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement coastal protection measures

Immediate

Invest in seawalls, beach nourishment, and other strategies to protect against coastal erosion and sea level rise.

Est. cost: Very High

Increase urban green space

Near-term

Plant more trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support for vulnerable residents during extreme heat events.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents and businesses to reduce water consumption to mitigate drought impacts.

Est. cost: Low

Council & Emergency Services

Randwick City Council
Emergency Services

Data last updated: 2 April 2026

Explore Coogee Risk Reports

Frequently Asked Questions

Is Coogee a good investment?

Coogee has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Coogee?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Coogee. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Coogee?

The resale outlook for Coogee depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Coogee?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What are the main climate risks in Coogee?

ClimateNest's suburb model rates Coogee's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Coogee.

What share of Coogee is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.7% of Coogee in high-risk zones for bushfire, with a further 62.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Coogee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coogee, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections