๐Ÿ“ฎ Coolac postcode: 2727

Bushfire Risk in Coolac, NSW: 2026 Assessment

Coolac, New South Walesยท Cootamundra-Gundagai Regional Councilยท 2727
The area around Coolac has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions during summer increase the likelihood of bushfires.Updated 5 May 2026

Bushfire Risk Score

4.0/10

The area around Coolac has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions during summer increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Coolac has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions during summer increase the likelihood of bushfires.
Trend
stable
Suburb
Coolac, NSW
Overall Risk
Medium
Postcode
2727
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.1% of land (bushfire)

Bushfire Risk Analysis

Coolac, New South Wales, has a the area around coolac has a moderate bushfire risk due to surrounding grasslands and bushland. hot, dry conditions during summer increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain firebreaks and have a bushfire survival plan.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolac, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coolac including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coolac sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.1% of the suburb's land area is mapped in high-risk bushfire zones and 67.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolac.

On ClimateNest's 0โ€“10 suburb hazard index, Coolac scores 5 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolac can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coolac located in Regional NSW (postcode 2727), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolac.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coolac is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coolac, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolac are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to grasslands and scattered bushland.
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone areas.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region caused smoky conditions in Coolac.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and build levees to protect against flooding.

Est. cost: Medium

Develop Bushfire Management Plan

Near-term

Create and implement a community bushfire management plan, including evacuation routes and firebreaks.

Est. cost: Low

Implement Heatwave Preparedness Program

Immediate

Establish a heatwave early warning system and provide cooling centers for vulnerable residents.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to mitigate the impact of droughts and reduced rainfall.

Est. cost: Low

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 5 May 2026

Explore Coolac Risk Reports

Frequently Asked Questions

Is Coolac in a bushfire prone area?

Parts of Coolac may be designated as bushfire prone land. Based on available data, Coolac has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coolac?

BAL ratings in Coolac depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coolac?

Yes, properties in bushfire-prone parts of Coolac may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coolac?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coolac?

ClimateNest's suburb model rates Coolac's dominant climate risk as extreme heat at 6/10 on a 0โ€“10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Coolac.

What share of Coolac is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.1% of Coolac in high-risk zones for bushfire, with a further 67.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Coolac Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coolac, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections