Bushfire Risk in Coolagolite, NSW: 2026 Assessment

Coolagolite, New South Wales· UNKNOWN
The bushfire risk in Coolagolite is relatively high due to the proximity of bushland and prevailing dry conditions during summer months.Updated 29 Apr 2026

Bushfire Risk Score

6.0/10

The bushfire risk in Coolagolite is relatively high due to the proximity of bushland and prevailing dry conditions during summer months.

Key Facts

Bushfire Risk
The bushfire risk in Coolagolite is relatively high due to the proximity of bushland and prevailing dry conditions during summer months.
Trend
increasing
Suburb
Coolagolite, NSW
Overall Risk
Medium
Postcode
2550
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
17.3% of land (bushfire)

Bushfire Risk Analysis

Coolagolite, New South Wales, has a the bushfire risk in coolagolite is relatively high due to the proximity of bushland and prevailing dry conditions during summer months. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties bordering bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolagolite, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coolagolite including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coolagolite sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.3% of the suburb's land area is mapped in high-risk bushfire zones and 68.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolagolite.

On ClimateNest's 0–10 suburb hazard index, Coolagolite scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolagolite can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coolagolite located in Regional NSW (postcode 2550), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolagolite.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coolagolite is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coolagolite, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolagolite are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to significant bushland areas
BAL Overlay / ZoneRFS Bushfire Prone Land Overlay
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted areas near Coolagolite, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve building standards for bushfire resistance

Immediate

Implement stricter building codes to ensure new and existing buildings are better protected from bushfires.

Est. cost: High

Develop a heatwave management plan

Near-term

Create a comprehensive plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Upgrade drainage infrastructure

Near-term

Invest in upgrading drainage systems to reduce the risk of localised flooding.

Est. cost: High

Implement early warning systems

Immediate

Establish early warning systems for bushfires, floods, and heatwaves to provide timely alerts to residents.

Est. cost: Medium

Community education programs

Long-term

Run community workshops and provide resources on how to prepare for and respond to climate-related hazards.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 29 April 2026

Explore Coolagolite Risk Reports

Frequently Asked Questions

Is Coolagolite in a bushfire prone area?

Parts of Coolagolite may be designated as bushfire prone land. Based on available data, Coolagolite has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coolagolite?

BAL ratings in Coolagolite depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coolagolite?

Yes, properties in bushfire-prone parts of Coolagolite may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coolagolite?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coolagolite?

ClimateNest's suburb model rates Coolagolite's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coolagolite.

What share of Coolagolite is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.3% of Coolagolite in high-risk zones for bushfire, with a further 68.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coolagolite Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coolagolite, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections