Bushfire Risk in Coolangubra, NSW: 2026 Assessment

Coolangubra, New South Wales· UNKNOWN
The area around Coolangubra is susceptible to bushfires, particularly during dry periods and heatwaves. The proximity to bushland increases the risk to properties and infrastructure.Updated 1 May 2026

Bushfire Risk Score

6.8/10

The area around Coolangubra is susceptible to bushfires, particularly during dry periods and heatwaves. The proximity to bushland increases the risk to properties and infrastructure.

Key Facts

Bushfire Risk
The area around Coolangubra is susceptible to bushfires, particularly during dry periods and heatwaves. The proximity to bushland increases the risk to properties and infrastructure.
Trend
increasing
Suburb
Coolangubra, NSW
Overall Risk
Medium
Postcode
2550
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
13.9% of land (bushfire)

Bushfire Risk Analysis

Coolangubra, New South Wales, has a the area around coolangubra is susceptible to bushfires, particularly during dry periods and heatwaves. the proximity to bushland increases the risk to properties and infrastructure. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Proximity to bushland increases bushfire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolangubra, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coolangubra including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coolangubra sits within ClimateNest's suburb-level hazard model for bushfire risk. 13.9% of the suburb's land area is mapped in high-risk bushfire zones and 74.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolangubra.

On ClimateNest's 0–10 suburb hazard index, Coolangubra scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolangubra can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coolangubra located in Regional NSW (postcode 2550), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolangubra.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coolangubra is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coolangubra, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolangubra are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region surrounding Coolangubra, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve building design for bushfire resilience

Near-term

Use fire-resistant materials and design features to protect properties from bushfires.

Est. cost: Moderate

Enhance community heatwave preparedness

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Upgrade drainage infrastructure

Long-term

Improve drainage systems to reduce flood risk from heavy rainfall events.

Est. cost: High

Promote water conservation

Near-term

Encourage water-saving practices to reduce water stress during dry periods.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 1 May 2026

Explore Coolangubra Risk Reports

Frequently Asked Questions

Is Coolangubra in a bushfire prone area?

Parts of Coolangubra may be designated as bushfire prone land. Based on available data, Coolangubra has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coolangubra?

BAL ratings in Coolangubra depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coolangubra?

Yes, properties in bushfire-prone parts of Coolangubra may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coolangubra?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coolangubra?

ClimateNest's suburb model rates Coolangubra's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coolangubra.

What share of Coolangubra is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.9% of Coolangubra in high-risk zones for bushfire, with a further 74.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coolangubra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coolangubra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections