Bushfire Risk in Coolgardie, NSW: 2026 Assessment

Coolgardie, New South Wales· UNKNOWN
The area around Coolgardie has a high bushfire risk due to the proximity of bushland and prevailing dry conditions, especially during summer.Updated 13 Apr 2026

Bushfire Risk Score

6.0/10

The area around Coolgardie has a high bushfire risk due to the proximity of bushland and prevailing dry conditions, especially during summer.

Key Facts

Bushfire Risk
The area around Coolgardie has a high bushfire risk due to the proximity of bushland and prevailing dry conditions, especially during summer.
Trend
increasing
Suburb
Coolgardie, NSW
Overall Risk
Medium
Postcode
2478
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
14.6% of land (bushfire)

Bushfire Risk Analysis

Coolgardie, New South Wales, has a the area around coolgardie has a high bushfire risk due to the proximity of bushland and prevailing dry conditions, especially during summer. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check RFS website for current fire danger ratings.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolgardie, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coolgardie including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coolgardie sits within ClimateNest's suburb-level hazard model for bushfire risk. 14.6% of the suburb's land area is mapped in high-risk bushfire zones and 78.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolgardie.

On ClimateNest's 0–10 suburb hazard index, Coolgardie scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolgardie can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coolgardie located in Coastal NSW (postcode 2478), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolgardie.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coolgardie is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coolgardie, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolgardie are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS bushfire prone area map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement bushfire management plan

Immediate

Develop and implement a comprehensive bushfire management plan, including hazard reduction burns and community education programs.

Est. cost: Medium

Establish cooling centers

Near-term

Create public cooling centers to provide refuge during heatwaves, especially for vulnerable populations.

Est. cost: Low

Promote water conservation

Long-term

Encourage water conservation measures to reduce water stress during prolonged droughts.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 13 April 2026

Explore Coolgardie Risk Reports

Frequently Asked Questions

Is Coolgardie in a bushfire prone area?

Parts of Coolgardie may be designated as bushfire prone land. Based on available data, Coolgardie has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coolgardie?

BAL ratings in Coolgardie depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coolgardie?

Yes, properties in bushfire-prone parts of Coolgardie may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coolgardie?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coolgardie?

ClimateNest's suburb model rates Coolgardie's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coolgardie.

What share of Coolgardie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.6% of Coolgardie in high-risk zones for bushfire, with a further 78.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coolgardie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coolgardie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections