Bushfire Risk in Coolongolook, NSW: 2026 Assessment
Bushfire Risk Score
4.0/10The risk of bushfires in Coolongolook is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk.
Key Facts
- Bushfire Risk
- The risk of bushfires in Coolongolook is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk.
- Trend
- increasing
- Suburb
- Coolongolook, NSW
- Overall Risk
- Medium
- Postcode
- 2423
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 11.4% of land (surface flood)
Bushfire Risk Analysis
Coolongolook, New South Wales, has a the risk of bushfires in coolongolook is moderate, given the surrounding bushland. drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
The area is classified as bushfire prone, requiring specific building standards for new constructions.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolongolook, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Coolongolook including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Coolongolook sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.9% of the suburb's land area is mapped in high-risk bushfire zones and 70.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolongolook.
On ClimateNest's 0–10 suburb hazard index, Coolongolook scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolongolook can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Coolongolook located in Coastal NSW (postcode 2423), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolongolook.
Across the six hazard axes ClimateNest models, the dominant climate risk in Coolongolook is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Coolongolook, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolongolook are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Bushfires impacted areas near Coolongolook, leading to evacuations and property damage.
Adaptation & Mitigation Actions
Improve Drainage Infrastructure
Near-termUpgrade drainage systems to handle increased rainfall intensity and reduce flood risk.
Est. cost: Medium
Bushfire Mitigation Measures
Near-termImplement bushfire mitigation measures, such as controlled burns and vegetation management, to reduce bushfire risk.
Est. cost: Medium
Heatwave Preparedness Plan
ImmediateDevelop and implement a heatwave preparedness plan to protect vulnerable populations during heatwaves.
Est. cost: Low
Coastal Protection Measures
Long-termImplement coastal protection measures, such as seawalls and beach nourishment, to protect against sea level rise.
Est. cost: High
Council & Emergency Services
Explore Coolongolook Risk Reports
View other climate risk assessments for Coolongolook:
Frequently Asked Questions
Is Coolongolook in a bushfire prone area?
Parts of Coolongolook may be designated as bushfire prone land. Based on available data, Coolongolook has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Coolongolook?
BAL ratings in Coolongolook depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Coolongolook?
Yes, properties in bushfire-prone parts of Coolongolook may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Coolongolook?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Coolongolook?
ClimateNest's suburb model rates Coolongolook's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coolongolook.
What share of Coolongolook is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 11.4% of Coolongolook in high-risk zones for surface flood, with a further 60.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Coolongolook Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections