Bushfire Risk in Coolongolook, NSW: 2026 Assessment

Coolongolook, New South Wales· UNKNOWN
The risk of bushfires in Coolongolook is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The risk of bushfires in Coolongolook is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk.

Key Facts

Bushfire Risk
The risk of bushfires in Coolongolook is moderate, given the surrounding bushland. Drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk.
Trend
increasing
Suburb
Coolongolook, NSW
Overall Risk
Medium
Postcode
2423
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.4% of land (surface flood)

Bushfire Risk Analysis

Coolongolook, New South Wales, has a the risk of bushfires in coolongolook is moderate, given the surrounding bushland. drier conditions and higher temperatures associated with climate change are likely to exacerbate bushfire risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is classified as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coolongolook, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coolongolook including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coolongolook sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.9% of the suburb's land area is mapped in high-risk bushfire zones and 70.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coolongolook.

On ClimateNest's 0–10 suburb hazard index, Coolongolook scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coolongolook can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coolongolook located in Coastal NSW (postcode 2423), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coolongolook.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coolongolook is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coolongolook, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coolongolook are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas.
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone area maps.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted areas near Coolongolook, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation measures, such as controlled burns and vegetation management, to reduce bushfire risk.

Est. cost: Medium

Heatwave Preparedness Plan

Immediate

Develop and implement a heatwave preparedness plan to protect vulnerable populations during heatwaves.

Est. cost: Low

Coastal Protection Measures

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect against sea level rise.

Est. cost: High

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Coolongolook Risk Reports

Frequently Asked Questions

Is Coolongolook in a bushfire prone area?

Parts of Coolongolook may be designated as bushfire prone land. Based on available data, Coolongolook has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coolongolook?

BAL ratings in Coolongolook depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coolongolook?

Yes, properties in bushfire-prone parts of Coolongolook may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coolongolook?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coolongolook?

ClimateNest's suburb model rates Coolongolook's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coolongolook.

What share of Coolongolook is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.4% of Coolongolook in high-risk zones for surface flood, with a further 60.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coolongolook Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coolongolook, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections