Climate Risk Profile: Coolumbooka, NSW

Coolumbooka, New South Wales

Medium Risk

Updated May 2026

Coolumbooka faces moderate risks from flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks in the future. Residents should take steps to prepare for these hazards.

Overall Risk Score

52/100

Medium

Confidence: Medium

Hazard Breakdown

Flood

4.5

Bushfire

6.0

Heat

5.0

Coastal

1.0

Climate Hazard Breakdown for Coolumbooka

increasing

Flood

45/100

Coolumbooka faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Key drivers:

·Increased rainfall intensity
·Urban development

increasing

Bushfire

60/100

The area around Coolumbooka has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Key drivers:

·Dry vegetation
·High temperatures

increasing

Heat

50/100

Coolumbooka is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Key drivers:

·Climate change
·Urban heat island effect

stable

Coastal

10/100

Coolumbooka is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Coolumbooka

Property buying guide with climate risk assessment

Flood zone mapping, historical events, and projections

BAL assessment, vegetation proximity, and fire history

Multi-hazard safety assessment to 2050

Severe weather, hail, and wind risk analysis

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

50/100

Coolumbooka is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Primary Drivers

·Climate change
·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

flood Risk

45/100

Coolumbooka faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Primary Drivers

·Increased rainfall intensity
·Urban development
·Climate change

Projections (RCP8.5)

2030

5.0

2050

5.5

coastal Risk

10/100

Coolumbooka is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

bushfire Risk

60/100

The area around Coolumbooka has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Primary Drivers

·Dry vegetation
·High temperatures
·Strong winds
·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

1.Check flood maps and bushfire prone area maps.
2.Assess the property's vulnerability to heatwaves.
3.Obtain adequate insurance coverage.
4.Consider the long-term climate risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway: Coolumbooka River
Elevation Range: 150-200m
Flood Zone: Low to Moderate

Bushfire Evidence

Distance to Bushland: Adjacent
Planning Overlay: RFS Bushfire Prone Area Map
Bushfire Prone Area: Yes

Heat Evidence

Avg January Max Temp: 32°C
Heat Stress Days/Year: 3 days

Coastal Evidence

Distance to Coast: 150 km
Sea Level Rise Exposure: Not applicable
Erosion Risk: Not applicable

Historical Climate Events

2011

floodModerate

Major flooding event affected Coolumbooka River, inundating low-lying areas.

2019

bushfireMajor

Bushfires impacted areas near Coolumbooka, causing property damage and evacuations.

2013

heatwaveModerate

Prolonged heatwave conditions led to heat stress and health concerns in Coolumbooka.

2020

stormMinor

Severe storm with heavy rainfall and strong winds caused localized damage.

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

Hazard	Today	2030	2050
flood	45	4.8(+0.3)	5.1(+0.6)
bushfire	60	6.4(+0.4)	6.8(+0.8)
heat	50	5.6(+0.6)	6.2(+1.2)
coastal	10	1.0	1.0

By 2030, Coolumbooka is projected to experience an increase in the frequency and intensity of heatwaves, as well as a higher risk of bushfires and flooding.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

About Coolumbooka's Climate Risk Profile

Coolumbooka is a suburb in New South Wales that faces several climate-related risks. The area is prone to flooding due to its proximity to waterways, and intense rainfall events can lead to localized flooding. The risk of flooding is expected to increase in the future due to climate change.

The suburb also faces a high risk of bushfires due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk. The risk of bushfires is also expected to increase in the future due to climate change.

Coolumbooka is also likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and people with chronic health conditions.

While Coolumbooka is not directly on the coast, climate change impacts such as increased temperatures and altered rainfall patterns will still affect the region. Residents should stay informed and take necessary precautions to mitigate these risks.

Data sources: BOM · CSIRO · RFS NSW · NSW Emergency Services

Local Government Resources

UNKNOWN

Climate Strategy Flood Maps Emergency Services

Frequently Asked Questions

What are the main climate risks facing Coolumbooka?

Coolumbooka faces risks from flooding, bushfires, and heatwaves, which are expected to increase due to climate change.

How can I prepare my property for bushfires?

Clear vegetation around your home, have a bushfire survival plan, and ensure you have adequate insurance coverage.

What should I do during a heatwave?

Stay indoors, drink plenty of water, and check on vulnerable neighbors.

Where can I find information about flood risks in Coolumbooka?

Consult the council's flood maps and emergency services websites for information about flood risks and preparedness.

How is the local council addressing climate change?

The council is developing a climate strategy to reduce emissions and adapt to the impacts of climate change.

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What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

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