Climate Risk in Cooma, NSW

Cooma, New South Wales· Snowy Monaro Regional· 2630
Medium Risk
Updated May 2026

Cooma faces moderate climate risks, primarily from flooding and bushfires. Increasing temperatures and changing rainfall patterns are expected to exacerbate these risks in the future. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
1.0

Climate Hazard Breakdown for Cooma

increasing

Flood

60/100

Cooma faces a moderate risk of flooding due to its location near the Cooma Creek and other waterways. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

70/100

Cooma has a high bushfire risk due to its proximity to bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

40/100

Cooma experiences moderate heat risk. While not as extreme as other regions, increasing average temperatures and more frequent heatwaves pose a threat to vulnerable populations.

Key drivers:

  • ·Increased average temperatures
  • ·More frequent heatwaves
stable

Coastal

10/100

Cooma is located inland and does not face any direct coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Cooma

Detailed Hazard Analysis

heat Risk

40/100

Cooma experiences moderate heat risk. While not as extreme as other regions, increasing average temperatures and more frequent heatwaves pose a threat to vulnerable populations.

Primary Drivers

  • ·Increased average temperatures
  • ·More frequent heatwaves
  • ·Climate change

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Cooma faces a moderate risk of flooding due to its location near the Cooma Creek and other waterways. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Cooma is located inland and does not face any direct coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Cooma has a high bushfire risk due to its proximity to bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to extreme weather events.
  • 3.Consider insurance costs and coverage.
  • 4.Review emergency management plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Cooma Creek
Elevation Range
800-900m
Flood Zone
Areas near Cooma Creek are prone to flooding.

Historical flood events have impacted low-lying areas of Cooma.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas.
Planning Overlay
Check NSW RFS website for current bushfire prone areas.
Bushfire Prone Area
Yes

Cooma is located in a bushfire prone area.

Heat Evidence

Avg January Max Temp
27°C
Heat Stress Days/Year
2 days

Increasing temperatures are a concern for vulnerable populations.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2020
bushfireMajor

The Black Summer bushfires impacted the region surrounding Cooma, causing significant damage and disruption.

Source
2016
floodModerate

Heavy rainfall caused flooding in Cooma, affecting homes and businesses near Cooma Creek.

Source
2013
bushfireModerate

Bushfires threatened areas near Cooma, requiring evacuations and property protection efforts.

Source
2009
heatwaveModerate

A prolonged heatwave affected Cooma, leading to increased demand for cooling and strain on infrastructure.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat404.3(+0.3)4.5(+0.5)
coastal101.01.0

By 2030, Cooma is projected to experience a moderate increase in overall climate risk, with notable increases in flood and bushfire risks due to changing rainfall patterns and hotter, drier conditions.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade stormwater infrastructure

Near-term

Invest in upgrading stormwater drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Implement bushfire management strategies

Immediate

Develop and implement comprehensive bushfire management plans, including fuel reduction, community education, and evacuation planning.

Est. cost: Medium

Learn more

Develop heatwave response plan

Near-term

Create a heatwave response plan to protect vulnerable populations, including establishing cooling centers and providing public health advice.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage water conservation measures to reduce water stress during periods of drought and heatwaves.

Est. cost: Low

Learn more

Community awareness programs

Immediate

Run community workshops and distribute information on how to prepare for and respond to climate-related hazards.

Est. cost: Low

Learn more

About Cooma's Climate Risk Profile

Cooma, located in the Snowy Monaro region of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risks are associated with flooding and bushfires, both of which are projected to worsen in the coming decades.

Flooding is a concern due to Cooma's proximity to Cooma Creek and other waterways. Increased rainfall intensity, driven by climate change, could lead to more frequent and severe flooding events, impacting homes, businesses, and infrastructure. Effective stormwater management and flood mitigation strategies are crucial.

Bushfire risk is also significant, given the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires, posing a threat to life and property. Residents need to be prepared and aware of bushfire safety measures.

While heat risk is relatively lower compared to other regions, increasing average temperatures and more frequent heatwaves can still impact vulnerable populations, such as the elderly and those with pre-existing health conditions. Public health initiatives and cooling strategies are important.

Overall, Cooma needs to proactively adapt to the changing climate to protect its community and environment. This includes investing in infrastructure upgrades, implementing effective emergency management plans, and promoting climate-smart practices.

Data sources: BOM · CSIRO · NSW RFS · Snowy Monaro Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Cooma?

The main climate change risks in Cooma are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to changing rainfall patterns and rising temperatures.

How can I prepare my home for a bushfire in Cooma?

You can prepare your home for a bushfire by clearing vegetation around your property, maintaining your roof and gutters, and having a bushfire survival plan.

What should I do during a flood in Cooma?

During a flood, you should avoid driving or walking through floodwaters, move to higher ground, and follow the advice of emergency services.

How can I stay cool during a heatwave in Cooma?

During a heatwave, you should stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities.

Where can I find more information about climate change in Cooma?

You can find more information about climate change in Cooma on the Snowy Monaro Regional Council website, the NSW Department of Planning and Environment website, and the Bureau of Meteorology website.

Is Cooma likely to experience more droughts in the future?

Climate projections suggest that the region around Cooma may experience more frequent and intense droughts in the future. This could impact water availability for agriculture and residential use.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections