Flood Risk in Coombadjha, NSW: 2026 Assessment
Flood Risk Score
6.5/10Coombadjha faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Key Facts
- Flood Risk
- Coombadjha faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
- Trend
- increasing
- Suburb
- Coombadjha, NSW
- Overall Risk
- Medium
- Postcode
- 2460
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 10.9% of land (bushfire)
Flood Risk Analysis
Coombadjha, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood data indicates inundation in low-lying areas near the Clarence River.
Coombadjha faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Coombadjha sits within ClimateNest's suburb-level hazard model for flood risk. 4.5% of the suburb's land area is mapped in high-risk flood zones and 70.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coombadjha.
On ClimateNest's 0–10 suburb hazard index, Coombadjha scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coombadjha can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Coombadjha located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coombadjha.
Across the six hazard axes ClimateNest models, the dominant climate risk in Coombadjha is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Coombadjha, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coombadjha are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Major flooding along the Clarence River impacted Coombadjha, causing significant damage to property and infrastructure.
The Clarence River experienced moderate flooding, impacting low-lying areas of Coombadjha.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to reduce flood risk.
Est. cost: High
Enhance Bushfire Preparedness
Near-termImplement bushfire mitigation measures, such as vegetation management and community education programs.
Est. cost: Medium
Develop Heatwave Response Plan
ImmediateEstablish cooling centers and provide support for vulnerable populations during heatwaves.
Est. cost: Low
Upgrade Infrastructure
Long-termEnsure infrastructure is resilient to climate change impacts, including extreme weather events.
Est. cost: High
Community Awareness Programs
Near-termEducate residents about climate risks and adaptation strategies.
Est. cost: Low
Council & Emergency Services
Explore Coombadjha Risk Reports
View other climate risk assessments for Coombadjha:
Frequently Asked Questions
Is Coombadjha at risk of flooding?
Based on available data, Coombadjha has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Coombadjha?
Insurance costs for flood cover in Coombadjha depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Coombadjha?
Yes, flood risk can affect property values in Coombadjha. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Coombadjha?
Elevation is a critical factor in flood risk. Properties at higher elevations within Coombadjha typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Coombadjha?
ClimateNest's suburb model rates Coombadjha's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coombadjha.
What share of Coombadjha is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 10.9% of Coombadjha in high-risk zones for bushfire, with a further 71.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Coombadjha Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Coombadjha, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections