Flood Risk in Coombell, NSW: 2026 Assessment

Coombell, New South Wales· UNKNOWN
Coombell faces a moderate risk of flooding due to its location and rainfall patterns. The risk is likely to increase with climate change.Updated 3 May 2026

Flood Risk Score

6.5/10

Coombell faces a moderate risk of flooding due to its location and rainfall patterns. The risk is likely to increase with climate change.

Key Facts

Flood Risk
Coombell faces a moderate risk of flooding due to its location and rainfall patterns. The risk is likely to increase with climate change.
Trend
increasing
Suburb
Coombell, NSW
Overall Risk
Medium
Postcode
2470
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
15.7% of land (bushfire)

Flood Risk Analysis

Coombell, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Richmond River poses a flood risk to low-lying areas in Coombell.

Coombell faces a moderate risk of flooding due to its location and rainfall patterns. The risk is likely to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Coombell sits within ClimateNest's suburb-level hazard model for flood risk. 8.6% of the suburb's land area is mapped in high-risk flood zones and 64.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coombell.

On ClimateNest's 0–10 suburb hazard index, Coombell scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coombell can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coombell located in Coastal NSW (postcode 2470), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coombell.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coombell is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coombell, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coombell are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayRichmond River
Elevation Range50-100m
Flood Zone ClassificationMedium

Historical Events

2020
Moderate

Heavy rainfall caused flooding in low-lying areas of Coombell.

2013
Moderate

Significant flooding occurred in the Richmond River catchment, impacting Coombell.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement bushfire management strategies and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents.

Est. cost: Low

Community Resilience Building

Long-term

Promote community resilience through education and preparedness programs.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 3 May 2026

Explore Coombell Risk Reports

Frequently Asked Questions

Is Coombell at risk of flooding?

Based on available data, Coombell has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Coombell?

Insurance costs for flood cover in Coombell depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Coombell?

Yes, flood risk can affect property values in Coombell. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Coombell?

Elevation is a critical factor in flood risk. Properties at higher elevations within Coombell typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Coombell?

ClimateNest's suburb model rates Coombell's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coombell.

What share of Coombell is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.7% of Coombell in high-risk zones for bushfire, with a further 64.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coombell Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coombell, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections