📮 Coonamble postcode: 2829

Flood Risk in Coonamble, NSW: 2026 Assessment

Coonamble, New South Wales· Coonamble· 2829
Coonamble faces a high risk of flooding due to its location on the Castlereagh River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 5 May 2026

Flood Risk Score

8.5/10

Coonamble faces a high risk of flooding due to its location on the Castlereagh River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Coonamble faces a high risk of flooding due to its location on the Castlereagh River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Coonamble, NSW
Overall Risk
High
Postcode
2829
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
10.6% of land (bushfire)

Flood Risk Analysis

Coonamble, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Castlereagh River has a history of flooding in Coonamble. Council maintains flood maps and implements mitigation strategies.

Coonamble faces a high risk of flooding due to its location on the Castlereagh River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Coonamble sits within ClimateNest's suburb-level hazard model for flood risk. 6.8% of the suburb's land area is mapped in high-risk flood zones and 64.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coonamble.

On ClimateNest's 0–10 suburb hazard index, Coonamble scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Coonamble can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coonamble located in Regional NSW (postcode 2829), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coonamble.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coonamble is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coonamble, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coonamble are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayCastlereagh River
Elevation Range200-220m
Flood Zone ClassificationYes

Historical Events

2022
Moderate

Significant flooding occurred along the Castlereagh River, impacting Coonamble and surrounding areas.

2010
Moderate

The Castlereagh River flooded, inundating parts of Coonamble and causing damage to homes and businesses.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in levees, drainage systems, and flood-proofing measures to protect homes and businesses from flooding.

Est. cost: High

Improve Bushfire Preparedness

Near-term

Implement fuel reduction programs, improve building codes, and educate residents about bushfire safety.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Establish cooling centers, provide support to vulnerable populations, and promote water conservation during heatwaves.

Est. cost: Low

Enhance Emergency Response Capacity

Near-term

Strengthen emergency services, improve communication systems, and conduct regular disaster preparedness exercises.

Est. cost: Medium

Promote Water Conservation

Long-term

Implement water restrictions, encourage water-efficient landscaping, and invest in water recycling infrastructure.

Est. cost: Medium

Council & Emergency Services

Coonamble Shire Council
Emergency Services

Data last updated: 5 May 2026

Explore Coonamble Risk Reports

Frequently Asked Questions

Is Coonamble at risk of flooding?

Based on available data, Coonamble has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Coonamble?

Insurance costs for flood cover in Coonamble depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Coonamble?

Yes, flood risk can affect property values in Coonamble. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Coonamble?

Elevation is a critical factor in flood risk. Properties at higher elevations within Coonamble typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Coonamble?

ClimateNest's suburb model rates Coonamble's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coonamble.

What share of Coonamble is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.6% of Coonamble in high-risk zones for bushfire, with a further 62.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coonamble Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coonamble, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections