Bushfire Risk in Coongbar, NSW: 2026 Assessment

Coongbar, New South Wales· UNKNOWN
The area around Coongbar has a high bushfire risk due to the surrounding vegetation and dry conditions. Hot, dry summers increase the likelihood of bushfires.Updated 4 May 2026

Bushfire Risk Score

7.0/10

The area around Coongbar has a high bushfire risk due to the surrounding vegetation and dry conditions. Hot, dry summers increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Coongbar has a high bushfire risk due to the surrounding vegetation and dry conditions. Hot, dry summers increase the likelihood of bushfires.
Trend
increasing
Suburb
Coongbar, NSW
Overall Risk
Medium
Postcode
2469
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
6.8% of land (surface flood)

Bushfire Risk Analysis

Coongbar, New South Wales, has a the area around coongbar has a high bushfire risk due to the surrounding vegetation and dry conditions. hot, dry summers increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coongbar, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coongbar including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coongbar sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.2% of the suburb's land area is mapped in high-risk bushfire zones and 65.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coongbar.

On ClimateNest's 0–10 suburb hazard index, Coongbar scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coongbar can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coongbar located in Coastal NSW (postcode 2469), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coongbar.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coongbar is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coongbar, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coongbar are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Major

Severe bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and implement flood barriers to protect properties.

Est. cost: Medium

Bushfire Management

Immediate

Implement regular vegetation clearing and controlled burns to reduce fuel load.

Est. cost: Low

Heatwave Preparedness

Near-term

Establish cooling centers and provide public awareness campaigns on heat safety.

Est. cost: Low

Community Education

Long-term

Conduct workshops and distribute information on climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 4 May 2026

Explore Coongbar Risk Reports

Frequently Asked Questions

Is Coongbar in a bushfire prone area?

Parts of Coongbar may be designated as bushfire prone land. Based on available data, Coongbar has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coongbar?

BAL ratings in Coongbar depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coongbar?

Yes, properties in bushfire-prone parts of Coongbar may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coongbar?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coongbar?

ClimateNest's suburb model rates Coongbar's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coongbar.

What share of Coongbar is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 6.8% of Coongbar in high-risk zones for surface flood, with a further 68.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coongbar Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coongbar, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections