Flood Risk in Cooperabung, NSW: 2026 Assessment

Cooperabung, New South Wales· UNKNOWN
Cooperabung faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.Updated 10 May 2026

Flood Risk Score

6.0/10

Cooperabung faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Key Facts

Flood Risk
Cooperabung faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.
Trend
increasing
Suburb
Cooperabung, NSW
Overall Risk
Medium
Postcode
2441
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
18% of land (bushfire)

Flood Risk Analysis

Cooperabung, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local flood studies indicate increasing flood risk in low-lying areas.

Cooperabung faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cooperabung sits within ClimateNest's suburb-level hazard model for flood risk. 6.8% of the suburb's land area is mapped in high-risk flood zones and 86.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cooperabung.

On ClimateNest's 0–10 suburb hazard index, Cooperabung scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cooperabung can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cooperabung located in Coastal NSW (postcode 2441), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cooperabung.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cooperabung is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cooperabung, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cooperabung are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayHastings River
Elevation Range10-30 meters
Flood Zone ClassificationAreas near the Hastings River are prone to flooding.

Historical Events

2013
Moderate

Major flooding occurred in the Hastings River, impacting low-lying areas of Cooperabung.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and vegetation clearing, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Port Macquarie-Hastings Council
Emergency Services

Data last updated: 10 May 2026

Explore Cooperabung Risk Reports

Frequently Asked Questions

Is Cooperabung at risk of flooding?

Based on available data, Cooperabung has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cooperabung?

Insurance costs for flood cover in Cooperabung depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cooperabung?

Yes, flood risk can affect property values in Cooperabung. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cooperabung?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cooperabung typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Cooperabung?

ClimateNest's suburb model rates Cooperabung's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cooperabung.

What share of Cooperabung is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18% of Cooperabung in high-risk zones for bushfire, with a further 74.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cooperabung Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cooperabung, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections