📮 Coopernook postcode: 2426

Flood Risk in Coopernook, NSW: 2026 Assessment

Coopernook, New South Wales· MidCoast Council· 2426
Coopernook faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 8 May 2026

Flood Risk Score

6.5/10

Coopernook faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Coopernook faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Coopernook, NSW
Overall Risk
Medium
Postcode
2426
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.5% of land (bushfire)

Flood Risk Analysis

Coopernook, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Manning River poses a significant flood risk to Coopernook, especially during heavy rainfall events. Historical flood data indicates that the town has experienced several major floods in the past.

Coopernook faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Coopernook sits within ClimateNest's suburb-level hazard model for flood risk. 4.9% of the suburb's land area is mapped in high-risk flood zones and 71.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coopernook.

On ClimateNest's 0–10 suburb hazard index, Coopernook scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coopernook can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coopernook located in Coastal NSW (postcode 2426), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coopernook.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coopernook is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coopernook, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coopernook are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range5-15 meters
Flood Zone ClassificationYes

Historical Events

2020
Moderate

Heavy rainfall caused the Manning River to flood again, impacting Coopernook and surrounding areas.

2013
Moderate

The Manning River flooded, inundating low-lying areas of Coopernook and causing property damage.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in infrastructure to protect Coopernook from flooding, such as levees and drainage improvements.

Est. cost: High

Implement bushfire management strategies

Immediate

Reduce fuel loads in the surrounding area and improve bushfire preparedness.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Implement measures to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the impact of droughts.

Est. cost: Low

Improve building codes

Long-term

Update building codes to ensure new construction is resilient to climate change impacts.

Est. cost: Medium

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Coopernook Risk Reports

Frequently Asked Questions

Is Coopernook at risk of flooding?

Based on available data, Coopernook has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Coopernook?

Insurance costs for flood cover in Coopernook depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Coopernook?

Yes, flood risk can affect property values in Coopernook. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Coopernook?

Elevation is a critical factor in flood risk. Properties at higher elevations within Coopernook typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Coopernook?

ClimateNest's suburb model rates Coopernook's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coopernook.

What share of Coopernook is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Coopernook in high-risk zones for bushfire, with a further 59.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coopernook Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coopernook, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections