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Climate Risk Assessment for Coramba, NSW

Coramba, New South Wales· 2450
Medium Risk
Updated May 2026

Coramba faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the intensity of heatwaves and rainfall.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Coramba

increasing

Flood

60/100

Coramba faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

The bushfire risk in Coramba is moderate. The area is surrounded by bushland, which can act as fuel during dry periods. Climate change is projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Coramba is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Coramba is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Key drivers:

  • ·Inland location
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Coramba

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

70/100

Coramba is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Coramba faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Coramba is not directly exposed to coastal risks such as sea level rise and coastal erosion due to its inland location.

Primary Drivers

  • ·Inland location

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The bushfire risk in Coramba is moderate. The area is surrounded by bushland, which can act as fuel during dry periods. Climate change is projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Orara River
Elevation Range
50-100 meters
Flood Zone
Areas near the Orara River are prone to flooding.

Historical flood data indicates that properties near the Orara River have been affected by flooding in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Less than 1km
Planning Overlay
https://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase significantly in the coming decades.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2013
floodModerate

The Orara River experienced moderate flooding, affecting some properties near the riverbank.

Source
2019
bushfireModerate

Bushfires in the surrounding region caused smoke haze and increased fire danger in Coramba.

Source
2017
heatwaveModerate

Coramba experienced a prolonged heatwave with temperatures exceeding 35°C for several days.

Source
2022
floodMajor

Significant flooding occurred in the Orara Valley, impacting Coramba and surrounding areas. Many homes were inundated, and infrastructure was damaged.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat707.7(+0.7)8.5(+1.5)
coastal101.01.0

By 2030, Coramba is projected to experience a notable increase in heatwave frequency and intensity, along with a heightened risk of flooding due to more intense rainfall events. Bushfire risk will also increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in infrastructure improvements to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Implement Bushfire Management Plans

Immediate

Develop and implement comprehensive bushfire management plans, including fuel reduction and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Management Strategies

Near-term

Establish heatwave early warning systems and provide support for vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

About Coramba's Climate Risk Profile

Coramba, located in New South Wales, is subject to a range of climate-related risks. The primary concerns are flooding, heatwaves, and bushfires. The suburb's proximity to waterways increases its vulnerability to flooding, while rising temperatures and drier conditions contribute to the risk of bushfires.

Climate change projections indicate that Coramba will experience more frequent and intense heatwaves, with average temperatures expected to rise significantly by 2030 and 2050. Rainfall patterns are also expected to change, with more intense rainfall events increasing the risk of flooding. The bushfire season is likely to become longer and more severe.

The local community and authorities need to take proactive measures to adapt to these changing climate conditions. This includes investing in flood mitigation infrastructure, implementing bushfire prevention strategies, and developing heatwave management plans. Protecting vulnerable populations is also crucial.

Residents should also consider individual actions to reduce their climate risk, such as improving home insulation, installing rainwater tanks, and preparing for emergencies. Staying informed about weather forecasts and emergency warnings is essential for personal safety.

Data sources: BOM · CSIRO · NSW RFS · Coffs Harbour City Council

Local Government Resources

Coffs Harbour City Council

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks for Coramba?

The main climate change risks for Coramba are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Coramba?

Properties in flood-prone areas may experience a decrease in value, while properties in areas with lower climate risks may become more desirable.

What can I do to protect my home from flooding in Coramba?

Consider installing flood barriers, improving drainage around your property, and raising electrical appliances above flood level.

How can I prepare for a heatwave in Coramba?

Stay hydrated, stay indoors during the hottest part of the day, and check on vulnerable neighbors and family members.

What should I do if a bushfire threatens Coramba?

Follow the advice of emergency services, evacuate if necessary, and have a bushfire survival plan in place.

Where can I find information about emergency services in Coramba?

You can find information about emergency services on the NSW Emergency Services website.

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What A$69 could save you from

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$300B+
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30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

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