Bushfire Risk in Couragago, NSW: 2026 Assessment

Couragago, New South Wales· UNKNOWN
The bushfire risk in Couragago is high due to the proximity of bushland and prevailing weather conditions. Climate change is expected to exacerbate this risk.Updated 27 May 2026

Bushfire Risk Score

8.0/10

The bushfire risk in Couragago is high due to the proximity of bushland and prevailing weather conditions. Climate change is expected to exacerbate this risk.

Key Facts

Bushfire Risk
The bushfire risk in Couragago is high due to the proximity of bushland and prevailing weather conditions. Climate change is expected to exacerbate this risk.
Trend
increasing
Suburb
Couragago, NSW
Overall Risk
High
Postcode
2720
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
13.6% of land (riverine flood)

Bushfire Risk Analysis

Couragago, New South Wales, has a the bushfire risk in couragago is high due to the proximity of bushland and prevailing weather conditions. climate change is expected to exacerbate this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, with several major events in recent decades.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Couragago, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Couragago including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Couragago sits within ClimateNest's suburb-level hazard model for bushfire risk. 11.6% of the suburb's land area is mapped in high-risk bushfire zones and 65.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Couragago.

On ClimateNest's 0–10 suburb hazard index, Couragago scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Couragago can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Couragago located in Regional NSW (postcode 2720), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Couragago.

Across the six hazard axes ClimateNest models, the dominant climate risk in Couragago is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Couragago, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Couragago are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRFS Bushfire Prone Land Overlay
Bushfire Prone AreaYes

Historical Events

2019
Major

A major bushfire impacted the region, causing significant property damage and evacuations.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Implement community education programs and assist residents in preparing their properties for bushfires.

Est. cost: Low

Develop a Heatwave Management Plan

Near-term

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Medium

Upgrade Flood Defenses

Long-term

Invest in infrastructure improvements to reduce the risk of flooding in low-lying areas.

Est. cost: High

Promote Water Conservation

Near-term

Encourage residents to conserve water and implement water-efficient landscaping practices.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 27 May 2026

Explore Couragago Risk Reports

Frequently Asked Questions

Is Couragago in a bushfire prone area?

Parts of Couragago may be designated as bushfire prone land. Based on available data, Couragago has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Couragago?

BAL ratings in Couragago depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Couragago?

Yes, properties in bushfire-prone parts of Couragago may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Couragago?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Couragago?

ClimateNest's suburb model rates Couragago's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Couragago.

What share of Couragago is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 13.6% of Couragago in high-risk zones for riverine flood, with a further 60.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Couragago Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Couragago, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections