๐Ÿ“ฎ Coutts Crossing postcode: 2460

Bushfire Risk in Coutts Crossing, NSW: 2026 Assessment

Coutts Crossing, New South Walesยท Clarence Valleyยท 2460
The area around Coutts Crossing has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.Updated 4 May 2026

Bushfire Risk Score

4.0/10

The area around Coutts Crossing has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Coutts Crossing has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.
Trend
stable
Suburb
Coutts Crossing, NSW
Overall Risk
Medium
Postcode
2460
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.8% of land (bushfire)

Bushfire Risk Analysis

Coutts Crossing, New South Wales, has a the area around coutts crossing has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions during summer increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain firebreaks and be aware of fire danger ratings during summer.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coutts Crossing, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coutts Crossing including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coutts Crossing sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.8% of the suburb's land area is mapped in high-risk bushfire zones and 62.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coutts Crossing.

On ClimateNest's 0โ€“10 suburb hazard index, Coutts Crossing scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Coutts Crossing can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coutts Crossing located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coutts Crossing.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coutts Crossing is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coutts Crossing, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coutts Crossing are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to forested areas
BAL Overlay / ZoneNSW Rural Fire Service bushfire prone land map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region threatened Coutts Crossing, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Raise awareness about climate risks and adaptation measures through community education programs.

Est. cost: Low

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 4 May 2026

Explore Coutts Crossing Risk Reports

Frequently Asked Questions

Is Coutts Crossing in a bushfire prone area?

Parts of Coutts Crossing may be designated as bushfire prone land. Based on available data, Coutts Crossing has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coutts Crossing?

BAL ratings in Coutts Crossing depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coutts Crossing?

Yes, properties in bushfire-prone parts of Coutts Crossing may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coutts Crossing?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coutts Crossing?

ClimateNest's suburb model rates Coutts Crossing's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Coutts Crossing.

What share of Coutts Crossing is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.8% of Coutts Crossing in high-risk zones for bushfire, with a further 62.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Coutts Crossing Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coutts Crossing, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections