📮 Crackenback postcode: 2627

Is Crackenback, NSW Climate Safe? 2026 Assessment

Crackenback, New South Wales· Snowy Monaro Regional· 2627
Moderate climate risk — address-specificUpdated 26 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Crackenback faces a moderate risk of flooding, primarily from heavy rainfall events and the Thredbo River. Properties close to the river are most vulnerable.
Bushfire
Crackenback is located in a bushfire-prone area, with significant bushland surrounding the suburb. Hot, dry conditions and strong winds can exacerbate the risk.
Heat
Crackenback experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2627
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
9.5% of land (surface flood)

Climate Safety Analysis

Crackenback in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Crackenback's climate safety include bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Crackenback is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Crackenback including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Crackenback located in Regional NSW (postcode 2627), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Crackenback.

Across the six hazard axes ClimateNest models, the dominant climate risk in Crackenback is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Crackenback, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Crackenback are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandSurrounded by Kosciuszko National Park
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayThredbo River
Flood ZoneAreas near the Thredbo River are designated as flood zones.
Avg January Max24.5 °C

Historical Events

2019
Major

The 2019-2020 bushfires had a significant impact on the region, with smoke and ash affecting air quality in Crackenback.

2013
Moderate

A prolonged heatwave in January 2013 resulted in record temperatures in the region, placing stress on infrastructure and human health.

2011
Moderate

Heavy rainfall caused the Thredbo River to flood, impacting some properties in Crackenback.

2003
Major

The 2003 bushfires significantly impacted the Snowy Mountains region, including areas near Crackenback. Many hectares of bushland were burnt.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire. This should include evacuation routes, emergency contacts, and a list of essential items to take with you.

Est. cost: Low

Improve Home Insulation

Near-term

Proper insulation can help to keep your home cooler in summer and warmer in winter, reducing your reliance on air conditioning and heating. This can also help to lower your energy bills.

Est. cost: Medium

Install a Rainwater Tank

Near-term

Collect rainwater for use in your garden or for flushing toilets. This can help to conserve water and reduce your reliance on mains water supply.

Est. cost: Medium

Support Local Fire Management

Long-term

Participate in community fire management programs and support local efforts to reduce fuel loads and improve bushfire preparedness.

Est. cost: Low

Elevate or Floodproof Buildings

Near-term

For properties in flood-prone areas, consider elevating the building or implementing floodproofing measures to minimize damage from floodwaters.

Est. cost: High

Council & Emergency Services

Snowy Monaro Regional Council
Emergency Services

Data last updated: 26 May 2026

Explore Crackenback Risk Reports

Frequently Asked Questions

Is Crackenback safe from climate change?

No location in Australia is entirely immune to climate change impacts. Crackenback has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Crackenback?

The dominant hazard for Crackenback depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Crackenback compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Crackenback?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Crackenback?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Crackenback.

What are the main climate risks in Crackenback?

ClimateNest's suburb model rates Crackenback's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Crackenback.

What share of Crackenback is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.5% of Crackenback in high-risk zones for surface flood, with a further 68.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Crackenback Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Crackenback, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections