Flood Risk in Crawford River, NSW: 2026 Assessment

Crawford River, New South Wales· UNKNOWN
Crawford River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 8 May 2026

Flood Risk Score

6.5/10

Crawford River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Crawford River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Crawford River, NSW
Overall Risk
Medium
Postcode
2423
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.3% of land (riverine flood)

Flood Risk Analysis

Crawford River, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Crawford River is prone to flooding during periods of heavy rainfall.

Crawford River faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Crawford River sits within ClimateNest's suburb-level hazard model for flood risk. 10.3% of the suburb's land area is mapped in high-risk flood zones and 72.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Crawford River.

On ClimateNest's 0–10 suburb hazard index, Crawford River scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Crawford River can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Crawford River located in Coastal NSW (postcode 2423), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Crawford River.

Across the six hazard axes ClimateNest models, the dominant climate risk in Crawford River is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Crawford River, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Crawford River are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayCrawford River
Elevation Range50-100m
Flood Zone ClassificationLikely

Historical Events

2020
Minor

Localized flooding occurred after a period of intense rainfall.

2013
Moderate

Heavy rainfall caused the Crawford River to flood, impacting low-lying areas.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Vegetation Management

Immediate

Implement vegetation management strategies to reduce bushfire fuel loads.

Est. cost: Low

Heatwave Preparedness

Near-term

Develop a community heatwave plan and provide cooling centers for vulnerable residents.

Est. cost: Low

Emergency Response Planning

Immediate

Enhance emergency response plans and evacuation procedures for flood and bushfire events.

Est. cost: Medium

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Crawford River Risk Reports

Frequently Asked Questions

Is Crawford River at risk of flooding?

Based on available data, Crawford River has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Crawford River?

Insurance costs for flood cover in Crawford River depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Crawford River?

Yes, flood risk can affect property values in Crawford River. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Crawford River?

Elevation is a critical factor in flood risk. Properties at higher elevations within Crawford River typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Crawford River?

ClimateNest's suburb model rates Crawford River's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Crawford River.

What share of Crawford River is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 10.3% of Crawford River in high-risk zones for riverine flood, with a further 72.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Crawford River Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Crawford River, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections