📮 Crowdy Head postcode: 2424

Is Crowdy Head, NSW Climate Safe? 2026 Assessment

Crowdy Head, New South Wales· MidCoast· 2424
Moderate climate risk — address-specificUpdated 8 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Crowdy Head faces a moderate risk of flooding due to its coastal location and low-lying areas. Intense rainfall events and storm surges can lead to inundation.
Bushfire
The risk of bushfire in Crowdy Head is moderate, with surrounding bushland posing a potential threat during dry and windy conditions.
Heat
Crowdy Head is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2427
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
20.6% of land (bushfire)

Climate Safety Analysis

Crowdy Head in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Crowdy Head's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Crowdy Head is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Crowdy Head including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Crowdy Head located in Coastal NSW (postcode 2427), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Crowdy Head.

Across the six hazard axes ClimateNest models, the dominant climate risk in Crowdy Head is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Crowdy Head, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Crowdy Head are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to Crowdy Bay National Park
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayCrowdy Bay
Flood ZoneCoastal floodplain
Avg January Max29.5 °C

Historical Events

2020
Moderate

Severe storms caused coastal erosion and damage to infrastructure in Crowdy Head.

2019
Moderate

Bushfires impacted areas near Crowdy Bay National Park, causing smoke haze and potential ember attacks.

2017
Moderate

A prolonged heatwave affected the region, with temperatures exceeding 35°C for several days.

2013
Moderate

Major flooding occurred in the Manning River catchment, impacting low-lying areas around Crowdy Head.

Adaptation & Mitigation Actions

Improve coastal defenses

Near-term

Invest in seawalls and other coastal defenses to protect against erosion and inundation.

Est. cost: High

Upgrade drainage infrastructure

Near-term

Improve drainage systems to reduce the risk of flooding from heavy rainfall.

Est. cost: Medium

Develop a heatwave management plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Bushfire preparedness

Near-term

Implement bushfire prevention measures, including vegetation management and community education programs.

Est. cost: Medium

Raise awareness of climate risks

Long-term

Educate residents and businesses about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Crowdy Head Risk Reports

Frequently Asked Questions

Is Crowdy Head safe from climate change?

No location in Australia is entirely immune to climate change impacts. Crowdy Head has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Crowdy Head?

The dominant hazard for Crowdy Head depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Crowdy Head compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Crowdy Head?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Crowdy Head?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Crowdy Head.

What are the main climate risks in Crowdy Head?

ClimateNest's suburb model rates Crowdy Head's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Crowdy Head.

What share of Crowdy Head is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.6% of Crowdy Head in high-risk zones for bushfire, with a further 64.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Crowdy Head Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Crowdy Head, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections