Flood Risk in Crowther Island, NSW: 2026 Assessment

Crowther Island, New South Wales· UNKNOWN
Crowther Island is highly susceptible to flooding due to its low elevation and proximity to waterways. Riverine and flash flooding are potential concerns.Updated 4 May 2026

Flood Risk Score

8.5/10

Crowther Island is highly susceptible to flooding due to its low elevation and proximity to waterways. Riverine and flash flooding are potential concerns.

Key Facts

Flood Risk
Crowther Island is highly susceptible to flooding due to its low elevation and proximity to waterways. Riverine and flash flooding are potential concerns.
Trend
increasing
Suburb
Crowther Island, NSW
Overall Risk
High
Postcode
2460
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.4% of land (bushfire)

Flood Risk Analysis

Crowther Island, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates frequent inundation of low-lying areas.

Crowther Island is highly susceptible to flooding due to its low elevation and proximity to waterways. Riverine and flash flooding are potential concerns.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Crowther Island sits within ClimateNest's suburb-level hazard model for flood risk. 6.2% of the suburb's land area is mapped in high-risk flood zones and 76.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Crowther Island.

On ClimateNest's 0–10 suburb hazard index, Crowther Island scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Crowther Island can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Crowther Island located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Crowther Island.

Across the six hazard axes ClimateNest models, the dominant climate risk in Crowther Island is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Crowther Island, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Crowther Island are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range0-5 meters
Flood Zone ClassificationHigh Risk

Historical Events

2022
Major

Severe flooding of the Hawkesbury River inundated large parts of Crowther Island, causing significant property damage.

2016
Moderate

Heavy rainfall caused localized flooding on Crowther Island, disrupting transport and damaging property.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Immediate

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: High

Implement Bushfire Mitigation Strategies

Near-term

Clear vegetation around properties and develop community bushfire plans.

Est. cost: Medium

Strengthen Coastal Defenses

Near-term

Construct seawalls and other coastal protection measures to reduce erosion.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Raise Home Foundations

Long-term

Elevate homes to reduce flood damage.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 4 May 2026

Explore Crowther Island Risk Reports

Frequently Asked Questions

Is Crowther Island at risk of flooding?

Based on available data, Crowther Island has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Crowther Island?

Insurance costs for flood cover in Crowther Island depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Crowther Island?

Yes, flood risk can affect property values in Crowther Island. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Crowther Island?

Elevation is a critical factor in flood risk. Properties at higher elevations within Crowther Island typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Crowther Island?

ClimateNest's suburb model rates Crowther Island's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Crowther Island.

What share of Crowther Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.4% of Crowther Island in high-risk zones for bushfire, with a further 78.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Crowther Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Crowther Island, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections