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Climate Risk Profile: Cubba, NSW

Cubba, New South Wales
Medium Risk
Updated May 2026

Cubba faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks in the future. Residents should take steps to prepare for these hazards.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Cubba

increasing

Flood

65/100

Cubba faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

40/100

The area around Cubba has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

60/100

Cubba is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Cubba is not located near the coast, so the risk of coastal hazards such as sea level rise and coastal erosion is very low.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Cubba

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

60/100

Cubba is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Cubba faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Cubba is not located near the coast, so the risk of coastal hazards such as sea level rise and coastal erosion is very low.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Cubba has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind

Projections (RCP8.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increased risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about past flood or bushfire events.
  • 4.Review insurance options and costs.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local River
Elevation Range
150-180m
Flood Zone
Moderate

Historical flood data indicates that some areas are more prone to flooding than others.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone Area
Yes

The western edge of Cubba borders a significant area of bushland.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase.

Coastal Evidence

Distance to Coast
300 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2011
floodModerate

Major flooding occurred in the region, impacting some properties in Cubba.

Source
2013
bushfireModerate

Bushfires in the surrounding area threatened Cubba, requiring residents to be prepared for evacuation.

Source
2017
heatwaveModerate

A prolonged heatwave affected Cubba, with temperatures exceeding 40°C for several days.

Source
2020
bushfireMajor

Widespread bushfires impacted the region, with significant smoke haze affecting air quality in Cubba.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.2(+0.2)4.5(+0.5)
heat606.8(+0.8)7.5(+1.5)
coastal101.01.0

By 2030, Cubba is projected to experience a notable increase in heatwave frequency and intensity, along with a moderate increase in flood risk due to more intense rainfall events. Bushfire risk will also slightly increase. Coastal risks remain negligible.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flash flooding.

Est. cost: Medium

Learn more

Develop Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan for the community, including evacuation routes and firebreaks.

Est. cost: Medium

Learn more

Establish Cooling Centers

Near-term

Set up cooling centers for vulnerable residents during heatwaves to provide a safe and comfortable environment.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during periods of drought and heat.

Est. cost: Low

Learn more

About Cubba's Climate Risk Profile

Cubba, NSW, is an inland suburb that faces a number of climate-related challenges. The primary concerns are flooding, bushfires, and heatwaves. Due to its location, the suburb is susceptible to riverine and flash flooding during periods of heavy rainfall. The surrounding bushland also poses a bushfire risk, particularly during the hot, dry summer months.

Climate change is projected to increase the frequency and intensity of extreme weather events in the region. This means that Cubba is likely to experience more severe floods, more frequent and intense heatwaves, and a longer bushfire season. These changes could have significant impacts on the community, including damage to property, disruption to infrastructure, and increased health risks.

While coastal risks are minimal due to its inland location, the suburb needs to focus on adaptation strategies to mitigate the impacts of flooding, bushfires, and heatwaves. This includes measures such as improving drainage infrastructure, implementing bushfire management plans, and providing cooling centers for vulnerable residents during heatwaves.

Residents of Cubba should stay informed about the risks in their area and take steps to prepare for extreme weather events. This includes having an emergency plan, packing an emergency kit, and knowing how to stay safe during a flood, bushfire, or heatwave. By working together, the community can build resilience to the impacts of climate change and protect the well-being of its residents.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Local Council

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate risks facing Cubba?

Cubba faces risks from flooding, bushfires, and heatwaves. Climate change is expected to increase the frequency and intensity of these events.

How can I prepare for a flood in Cubba?

Stay informed about flood warnings, have an emergency plan, pack an emergency kit, and know how to evacuate if necessary.

What should I do during a heatwave in Cubba?

Stay indoors in a cool place, drink plenty of water, and check on vulnerable neighbors.

How can I protect my property from bushfires in Cubba?

Clear vegetation around your home, have a bushfire survival plan, and know when to evacuate.

Where can I find more information about climate change in Cubba?

Consult the local council's website, the NSW government's environment website, and the Bureau of Meteorology's climate data.

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