Climate Risk Profile for Cudgegong, NSW

Cudgegong, New South Wales· Mid-Western Regional· 2850
Medium Risk
Updated May 2026

Cudgegong faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to increase the severity and frequency of these events, requiring proactive adaptation measures.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Cudgegong

increasing

Flood

60/100

Cudgegong faces a moderate risk of flooding due to its proximity to the Cudgegong River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding
increasing

Bushfire

40/100

The area around Cudgegong has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions during the summer months can increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

60/100

Cudgegong is likely to experience more frequent and intense heatwaves as a result of climate change. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Cudgegong is not located near the coast and therefore has a very low risk of coastal hazards.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Cudgegong

Detailed Hazard Analysis

heat Risk

60/100

Cudgegong is likely to experience more frequent and intense heatwaves as a result of climate change. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.5

Data source

flood Risk

60/100

Cudgegong faces a moderate risk of flooding due to its proximity to the Cudgegong River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Cudgegong is not located near the coast and therefore has a very low risk of coastal hazards.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Cudgegong has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions during the summer months can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Cudgegong River
Elevation Range
300-400m
Flood Zone
Areas adjacent to the Cudgegong River are prone to flooding.

Historical flood events have impacted properties and infrastructure in Cudgegong.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas.
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Residents should maintain firebreaks and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

Heatwaves can cause heat stress and exacerbate existing health conditions.

Coastal Evidence

Distance to Coast
250 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2016
floodModerate

Significant flooding occurred in the Cudgegong River, impacting low-lying areas and causing road closures.

Source
2019
bushfireModerate

Bushfires impacted areas surrounding Cudgegong, leading to evacuations and property damage.

Source
2013
floodMinor

Heavy rainfall caused minor flooding in Cudgegong, affecting some residential areas.

Source
2017
heatwaveModerate

Prolonged heatwave conditions affected Cudgegong, with temperatures exceeding 40 degrees Celsius for several days.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.6(+0.6)
heat606.7(+0.7)7.5(+1.5)
coastal101.01.0

By 2030, Cudgegong is projected to experience an increase in flood and heatwave risks under a high emissions scenario.

CSIRO Climate Projections

Adaptation Recommendations

Upgrade Flood Defenses

Near-term

Invest in levees and drainage systems to reduce flood risk.

Est. cost: High

Learn more

Implement Bushfire Management

Immediate

Conduct regular fuel reduction burns and maintain firebreaks.

Est. cost: Medium

Learn more

Develop Heatwave Plan

Near-term

Establish cooling centers and provide public awareness campaigns on heat safety.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Implement water restrictions and encourage water-efficient landscaping.

Est. cost: Low

Learn more

Improve Building Codes

Long-term

Update building codes to require climate-resilient designs.

Est. cost: Medium

Learn more

About Cudgegong's Climate Risk Profile

Cudgegong, located in the Mid-Western Regional Council of New South Wales, is exposed to a range of climate-related risks, primarily flooding, bushfires, and heatwaves. The Cudgegong River and surrounding waterways contribute to the flood risk, while nearby bushland increases the potential for bushfires. Rising temperatures and more frequent heatwaves pose a threat to public health, particularly for vulnerable populations.

Climate change projections indicate that these risks are likely to intensify in the coming decades. Increased rainfall intensity is expected to exacerbate flooding, while hotter, drier conditions will increase the likelihood of bushfires. Heatwaves are projected to become more frequent and severe, placing additional strain on infrastructure and emergency services.

Addressing these challenges requires a multi-faceted approach, including investments in flood mitigation infrastructure, bushfire prevention measures, and heatwave preparedness plans. Community engagement and education are also crucial to ensure that residents are aware of the risks and prepared to take appropriate action.

Furthermore, sustainable land management practices and urban planning strategies can help to reduce the vulnerability of Cudgegong to climate change impacts. This includes promoting water conservation, reducing greenhouse gas emissions, and designing buildings and infrastructure that are resilient to extreme weather events.

Data sources: BOM · CSIRO · NSW RFS · Mid-Western Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Cudgegong?

Cudgegong is primarily at risk from flooding, bushfires, and heatwaves, which are expected to worsen with climate change.

How is the council preparing for climate change?

The Mid-Western Regional Council is developing climate adaptation strategies and investing in infrastructure to mitigate climate risks.

What can residents do to prepare for heatwaves?

Residents should stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

What should I do in case of a flood?

Follow emergency services instructions, evacuate if necessary, and avoid driving through floodwaters.

How can I protect my property from bushfires?

Maintain firebreaks, clear vegetation around your home, and have a bushfire survival plan.

Where can I find more information about climate risks in Cudgegong?

You can find more information on the Mid-Western Regional Council website, the NSW RFS website, and the Bureau of Meteorology website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections