๐Ÿ“ฎ Culcairn postcode: 2660

Bushfire Risk in Culcairn, NSW: 2026 Assessment

Culcairn, New South Walesยท Greater Hume Shireยท 2660
The area around Culcairn has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The area around Culcairn has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Culcairn has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.
Trend
increasing
Suburb
Culcairn, NSW
Overall Risk
Medium
Postcode
2660
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
8.2% of land (surface flood)

Bushfire Risk Analysis

Culcairn, New South Wales, has a the area around culcairn has a moderate bushfire risk due to surrounding grasslands and bushland. drier conditions and higher temperatures increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area experiences hot, dry summers, increasing bushfire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Culcairn, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Culcairn including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Culcairn sits within ClimateNest's suburb-level hazard model for bushfire risk. 5.3% of the suburb's land area is mapped in high-risk bushfire zones and 84.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Culcairn.

On ClimateNest's 0โ€“10 suburb hazard index, Culcairn scores 5 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Culcairn can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Culcairn located in Regional NSW (postcode 2660), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Culcairn.

Across the six hazard axes ClimateNest models, the dominant climate risk in Culcairn is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Culcairn, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Culcairn are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandWithin 5km of significant bushland areas.
BAL Overlay / ZoneRefer to NSW RFS for bushfire prone area mapping.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and increased fire danger in Culcairn.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from rising floodwaters.

Est. cost: Medium

Bushfire Preparedness

Immediate

Create and maintain firebreaks around properties, and develop a bushfire survival plan.

Est. cost: Low

Heatwave Action Plan

Near-term

Establish public cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Medium

Water Conservation

Long-term

Implement water-saving measures to reduce water stress during periods of drought and high temperatures.

Est. cost: Low

Community Education Programs

Near-term

Raise awareness about climate change risks and adaptation strategies through community workshops and information campaigns.

Est. cost: Low

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Culcairn Risk Reports

Frequently Asked Questions

Is Culcairn in a bushfire prone area?

Parts of Culcairn may be designated as bushfire prone land. Based on available data, Culcairn has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Culcairn?

BAL ratings in Culcairn depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Culcairn?

Yes, properties in bushfire-prone parts of Culcairn may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Culcairn?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Culcairn?

ClimateNest's suburb model rates Culcairn's dominant climate risk as extreme heat at 6/10 on a 0โ€“10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Culcairn.

What share of Culcairn is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 8.2% of Culcairn in high-risk zones for surface flood, with a further 86.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Culcairn Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Culcairn, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections