Bushfire Risk in Cumbandry, NSW: 2026 Assessment

Cumbandry, New South Wales· UNKNOWN
Bushfire risk in Cumbandry is moderate, influenced by surrounding vegetation and dry conditions during certain months.Updated 22 May 2026

Bushfire Risk Score

4.0/10

Bushfire risk in Cumbandry is moderate, influenced by surrounding vegetation and dry conditions during certain months.

Key Facts

Bushfire Risk
Bushfire risk in Cumbandry is moderate, influenced by surrounding vegetation and dry conditions during certain months.
Trend
stable
Suburb
Cumbandry, NSW
Overall Risk
Medium
Postcode
2852
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
23.6% of land (bushfire)

Bushfire Risk Analysis

Cumbandry, New South Wales, has a bushfire risk in cumbandry is moderate, influenced by surrounding vegetation and dry conditions during certain months. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of grass fires during dry periods.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Cumbandry, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Cumbandry including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Cumbandry sits within ClimateNest's suburb-level hazard model for bushfire risk. 23.6% of the suburb's land area is mapped in high-risk bushfire zones and 65.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Cumbandry.

On ClimateNest's 0–10 suburb hazard index, Cumbandry scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Cumbandry can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Cumbandry located in Regional NSW (postcode 2852), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cumbandry.

Across the six hazard axes ClimateNest models, the dominant climate risk in Cumbandry is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cumbandry, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cumbandry are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to Bushland500m
BAL Overlay / ZoneRFS Bushfire Prone Land
Bushfire Prone AreaYes

Historical Events

2017
Minor

A grass fire threatened properties on the outskirts of Cumbandry.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Bushfire Management

Near-term

Implement bushfire management strategies, including vegetation clearing and community education.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Community Education Programs

Near-term

Run community education programs on climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore Cumbandry Risk Reports

Frequently Asked Questions

Is Cumbandry in a bushfire prone area?

Parts of Cumbandry may be designated as bushfire prone land. Based on available data, Cumbandry has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Cumbandry?

BAL ratings in Cumbandry depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Cumbandry?

Yes, properties in bushfire-prone parts of Cumbandry may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Cumbandry?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Cumbandry?

ClimateNest's suburb model rates Cumbandry's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Cumbandry.

What share of Cumbandry is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23.6% of Cumbandry in high-risk zones for bushfire, with a further 65.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Cumbandry Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cumbandry, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections