Climate Risk in Cundumbul, New South Wales

Cundumbul, New South Wales· Mid-Western Regional
Medium Risk
Updated May 2026

Cundumbul faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to increase the severity and frequency of these events. Residents should prepare for hotter summers and potential flooding.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Cundumbul

increasing

Flood

60/100

Cundumbul faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

The risk of bushfires in Cundumbul is moderate, given the surrounding bushland. Drier conditions and higher temperatures due to climate change may exacerbate bushfire risk.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures
increasing

Heat

60/100

Cundumbul is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Cundumbul is not exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Cundumbul

Detailed Hazard Analysis

heat Risk

60/100

Cundumbul is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

60/100

Cundumbul faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Cundumbul is not exposed to coastal risks.

Projections (N/A)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The risk of bushfires in Cundumbul is moderate, given the surrounding bushland. Drier conditions and higher temperatures due to climate change may exacerbate bushfire risk.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Proximity to bushland

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate-related risks.

Price Impact

Property values may be affected by increased flood and bushfire risk.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Cudgegong River
Elevation Range
Variable
Flood Zone
Potentially affected

Local flood studies are available from the Mid-Western Regional Council.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Check the NSW Rural Fire Service website for current fire danger ratings.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Plan ahead for heatwaves and ensure adequate hydration.

Coastal Evidence

Distance to Coast
250 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2010
floodModerate

Significant flooding occurred in the region, impacting low-lying areas near the Cudgegong River.

Source
2013
bushfireModerate

Bushfires impacted areas surrounding Cundumbul, requiring local fire services to respond.

Source
2017
floodModerate

Heavy rainfall caused localized flooding in Cundumbul and surrounding areas.

Source
2019
droughtModerate

Prolonged drought conditions affected the region, impacting agriculture and water resources.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Cundumbul is projected to experience increased flooding and heatwave risks. Bushfire risk will also slightly increase. Adaptation measures are recommended to mitigate these impacts.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management plans and create firebreaks around properties.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a community heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Water Conservation

Long-term

Promote water conservation measures to address potential water shortages during droughts.

Est. cost: Low

Learn more

About Cundumbul's Climate Risk Profile

Cundumbul, located in the Mid-Western Regional area of New South Wales, is exposed to several climate-related risks. The primary concerns are flooding, bushfires, and heatwaves. Due to its location near waterways, the suburb is susceptible to flooding, which is expected to worsen with increased rainfall intensity due to climate change.

Bushfire risk is also a factor, given the surrounding bushland. Drier conditions and higher temperatures can increase the likelihood and severity of bushfires. Residents should maintain awareness and preparedness during bushfire season.

Heatwaves are another significant concern. Rising average temperatures and more frequent heatwave events can pose health risks, particularly for the elderly and those with pre-existing conditions. It is important to stay informed about heatwave warnings and take necessary precautions.

While Cundumbul is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, may still affect the community. Preparing for these risks is essential to ensure the long-term resilience of Cundumbul.

Data sources: BOM · CSIRO · NSW Rural Fire Service · Mid-Western Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Cundumbul?

The main climate risks in Cundumbul are flooding, bushfires, and heatwaves. These risks are expected to increase with climate change.

How can I prepare my property for flooding?

You can prepare your property for flooding by elevating structures, improving drainage, and having an emergency plan.

What should I do during a heatwave?

During a heatwave, stay indoors, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Where can I find information about bushfire risks in Cundumbul?

You can find information about bushfire risks on the NSW Rural Fire Service website and from the Mid-Western Regional Council.

How is the local council addressing climate change?

The Mid-Western Regional Council is developing and implementing climate strategies to reduce emissions and adapt to climate impacts.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections