Climate Risk Profile: Curra Creek, NSW

Curra Creek, New South Wales· Hawkesbury
Medium Risk
Updated May 2026

Curra Creek faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Curra Creek

increasing

Flood

65/100

Curra Creek faces a notable risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

Curra Creek has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures
increasing

Heat

60/100

Curra Creek is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Curra Creek is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Curra Creek

Detailed Hazard Analysis

heat Risk

60/100

Curra Creek is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Curra Creek faces a notable risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Curra Creek is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Curra Creek has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Proximity to bushland

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be negatively impacted by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider energy efficiency upgrades to reduce heat stress.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hawkesbury River
Elevation Range
20-50m
Flood Zone
Yes

The Hawkesbury River poses a significant flood risk to low-lying areas in Curra Creek.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Curra Creek is located in a designated bushfire prone area.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
5 days

Curra Creek experiences several days above 35°C each summer.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2011
floodModerate

Major flooding along the Hawkesbury River affected parts of Curra Creek.

Source
2013
bushfireModerate

Bushfires in the Hawkesbury region threatened properties in Curra Creek.

Source
2017
floodModerate

Heavy rainfall caused flash flooding in low-lying areas of Curra Creek.

Source
2019
heatwaveModerate

Prolonged heatwave conditions impacted the health of vulnerable residents.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Curra Creek is projected to experience a notable increase in flood and heatwave risks. Bushfire risk will also increase slightly. Coastal risks will remain minimal.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Create firebreaks, clear vegetation around properties, and develop evacuation plans.

Est. cost: Low

Learn more

Heatwave Action Plan

Near-term

Establish cooling centers, provide public education on heat safety, and support vulnerable residents.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct workshops and distribute information on climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Curra Creek's Climate Risk Profile

Curra Creek, located in the Hawkesbury region of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary concerns for this suburb are flooding, bushfires, and heatwaves.

Flooding is a significant risk due to the suburb's proximity to waterways. Climate change projections indicate an increase in rainfall intensity, which will likely lead to more frequent and severe flooding events. Residents should be aware of flood risks and take necessary precautions.

Bushfire risk is also a concern, with surrounding bushland posing a threat during dry and hot conditions. Higher temperatures and drier conditions are expected to increase the frequency and intensity of bushfires in the region. Preparedness is key to mitigating potential damage.

Heatwaves are becoming more frequent and intense, posing health risks to residents, particularly the elderly and those with pre-existing health conditions. It is important to stay informed about heatwave warnings and take steps to stay cool and hydrated.

While coastal risks are minimal, the overall impact of climate change on Curra Creek requires proactive adaptation measures to protect the community and its assets.

Data sources: BOM · CSIRO · NSW RFS · Hawkesbury City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Curra Creek?

The main climate change risks for Curra Creek are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Curra Creek?

Increasing climate risks, particularly flooding and bushfires, may negatively impact property values in Curra Creek.

What can I do to prepare for increased heatwaves?

Stay informed about heatwave warnings, stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

What should I do to protect my property from bushfires?

Create firebreaks, clear vegetation around your property, and have a bushfire survival plan in place.

Where can I find information about local flood risks?

You can find information about local flood risks on the Hawkesbury City Council website and the NSW State Emergency Service website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections