📮 Dalmeny postcode: 2546

Flood Risk in Dalmeny, NSW: 2026 Assessment

Dalmeny, New South Wales· Eurobodalla· 2546
Dalmeny faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 6 May 2026

Flood Risk Score

6.5/10

Dalmeny faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Dalmeny faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Dalmeny, NSW
Overall Risk
Medium
Postcode
2546
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
12.5% of land (bushfire)

Flood Risk Analysis

Dalmeny, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the lake and along the main roads.

Dalmeny faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Dalmeny sits within ClimateNest's suburb-level hazard model for flood risk. 6.8% of the suburb's land area is mapped in high-risk flood zones and 75.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dalmeny.

On ClimateNest's 0–10 suburb hazard index, Dalmeny scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Dalmeny can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Dalmeny located in Regional NSW (postcode 2546), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dalmeny.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dalmeny is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dalmeny, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dalmeny are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMummaga Lake
Elevation Range0-30 meters
Flood Zone ClassificationAreas near Mummaga Lake and low-lying areas are susceptible to flooding.

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas of Dalmeny.

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a plan that outlines evacuation routes, emergency contacts, and property preparation measures.

Est. cost: Low

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls or other structures to protect against coastal erosion and sea level rise.

Est. cost: High

Promote energy efficiency and renewable energy

Long-term

Reduce greenhouse gas emissions by promoting energy efficiency and investing in renewable energy sources.

Est. cost: Medium

Establish a community early warning system

Immediate

Implement a system to alert residents to impending extreme weather events, such as bushfires, floods, and heatwaves.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 6 May 2026

Explore Dalmeny Risk Reports

Frequently Asked Questions

Is Dalmeny at risk of flooding?

Based on available data, Dalmeny has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Dalmeny?

Insurance costs for flood cover in Dalmeny depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Dalmeny?

Yes, flood risk can affect property values in Dalmeny. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Dalmeny?

Elevation is a critical factor in flood risk. Properties at higher elevations within Dalmeny typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Dalmeny?

ClimateNest's suburb model rates Dalmeny's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dalmeny.

What share of Dalmeny is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.5% of Dalmeny in high-risk zones for bushfire, with a further 67.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dalmeny Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dalmeny, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections