Flood Risk in Dalswinton, NSW: 2026 Assessment

Dalswinton, New South Wales· UNKNOWN
Dalswinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 23 May 2026

Flood Risk Score

6.5/10

Dalswinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Dalswinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Dalswinton, NSW
Overall Risk
Medium
Postcode
2328
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
18.5% of land (bushfire)

Flood Risk Analysis

Dalswinton, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some properties are susceptible to inundation during heavy rainfall events.

Dalswinton faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Dalswinton sits within ClimateNest's suburb-level hazard model for flood risk. 7% of the suburb's land area is mapped in high-risk flood zones and 84.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dalswinton.

On ClimateNest's 0–10 suburb hazard index, Dalswinton scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Dalswinton can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Dalswinton located in Coastal NSW (postcode 2328), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dalswinton.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dalswinton is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dalswinton, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dalswinton are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal River
Elevation RangeVaries from 100m to 150m
Flood Zone ClassificationAreas near the river are designated as flood zones.

Historical Events

2011
Moderate

Significant flooding occurred in the region due to heavy rainfall, impacting homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire management strategies, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Low

Water Resource Management

Long-term

Implement strategies to conserve water resources and ensure water security during drought conditions.

Est. cost: Medium

Council & Emergency Services

Local Council
Emergency Services

Data last updated: 23 May 2026

Explore Dalswinton Risk Reports

Frequently Asked Questions

Is Dalswinton at risk of flooding?

Based on available data, Dalswinton has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Dalswinton?

Insurance costs for flood cover in Dalswinton depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Dalswinton?

Yes, flood risk can affect property values in Dalswinton. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Dalswinton?

Elevation is a critical factor in flood risk. Properties at higher elevations within Dalswinton typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Dalswinton?

ClimateNest's suburb model rates Dalswinton's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dalswinton.

What share of Dalswinton is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Dalswinton in high-risk zones for bushfire, with a further 67.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dalswinton Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dalswinton, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections