Flood Risk in Davis Creek, NSW: 2026 Assessment

Davis Creek, New South Wales· UNKNOWN
Davis Creek faces a moderate risk of flooding. This is due to its location within a catchment area and the potential for heavy rainfall events.Updated 28 May 2026

Flood Risk Score

6.5/10

Davis Creek faces a moderate risk of flooding. This is due to its location within a catchment area and the potential for heavy rainfall events.

Key Facts

Flood Risk
Davis Creek faces a moderate risk of flooding. This is due to its location within a catchment area and the potential for heavy rainfall events.
Trend
increasing
Suburb
Davis Creek, NSW
Overall Risk
Medium
Postcode
2336
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
18.5% of land (bushfire)

Flood Risk Analysis

Davis Creek, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some areas near the creek are prone to flash flooding during heavy rainfall.

Davis Creek faces a moderate risk of flooding. This is due to its location within a catchment area and the potential for heavy rainfall events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Davis Creek sits within ClimateNest's suburb-level hazard model for flood risk. 6.8% of the suburb's land area is mapped in high-risk flood zones and 83.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Davis Creek.

On ClimateNest's 0–10 suburb hazard index, Davis Creek scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Davis Creek can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Davis Creek located in Coastal NSW (postcode 2336), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Davis Creek.

Across the six hazard axes ClimateNest models, the dominant climate risk in Davis Creek is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Davis Creek, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Davis Creek are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal Creek
Elevation Range50-70m
Flood Zone ClassificationPartially within flood zone

Historical Events

2011
Moderate

Heavy rainfall caused flooding in low-lying areas of Davis Creek, affecting several homes and businesses.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Implement a heatwave management plan

Immediate

Develop a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Bushfire preparedness

Near-term

Ensure properties bordering bushland have adequate fire protection measures, such as clearing vegetation and installing firebreaks.

Est. cost: Low

Community awareness programs

Long-term

Educate residents about climate change risks and adaptation measures through workshops and information campaigns.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 28 May 2026

Explore Davis Creek Risk Reports

Frequently Asked Questions

Is Davis Creek at risk of flooding?

Based on available data, Davis Creek has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Davis Creek?

Insurance costs for flood cover in Davis Creek depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Davis Creek?

Yes, flood risk can affect property values in Davis Creek. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Davis Creek?

Elevation is a critical factor in flood risk. Properties at higher elevations within Davis Creek typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Davis Creek?

ClimateNest's suburb model rates Davis Creek's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Davis Creek.

What share of Davis Creek is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Davis Creek in high-risk zones for bushfire, with a further 61.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Davis Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Davis Creek, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections