Bushfire Risk in Debenham, NSW: 2026 Assessment
Bushfire Risk Score
6.0/10The area around Debenham has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.
Key Facts
- Bushfire Risk
- The area around Debenham has a high bushfire risk due to the presence of surrounding bushland. Hot, dry conditions exacerbate this risk.
- Trend
- increasing
- Suburb
- Debenham, NSW
- Overall Risk
- Medium
- Postcode
- 2446
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 11.9% of land (surface flood)
Bushfire Risk Analysis
Debenham, New South Wales, has a the area around debenham has a high bushfire risk due to the presence of surrounding bushland. hot, dry conditions exacerbate this risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Prepare a bushfire survival plan.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Debenham, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Debenham including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Debenham sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.3% of the suburb's land area is mapped in high-risk bushfire zones and 79.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Debenham.
On ClimateNest's 0–10 suburb hazard index, Debenham scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Debenham can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Debenham located in Coastal NSW (postcode 2446), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Debenham.
Across the six hazard axes ClimateNest models, the dominant climate risk in Debenham is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Debenham, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Debenham are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Widespread bushfires affected the region, causing significant smoke haze.
Bushfires threatened the outskirts of the suburb.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termUpgrade drainage systems and implement flood barriers in vulnerable areas.
Est. cost: Medium
Bushfire Preparedness
ImmediateCreate and maintain firebreaks, and ensure homes are well-protected.
Est. cost: Low
Heatwave Action Plan
Near-termDevelop a community heatwave action plan with cooling centers and outreach programs.
Est. cost: Low
Community Education
Long-termRaise awareness about climate risks and adaptation strategies through workshops and information campaigns.
Est. cost: Low
Council & Emergency Services
Explore Debenham Risk Reports
View other climate risk assessments for Debenham:
Frequently Asked Questions
Is Debenham in a bushfire prone area?
Parts of Debenham may be designated as bushfire prone land. Based on available data, Debenham has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Debenham?
BAL ratings in Debenham depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Debenham?
Yes, properties in bushfire-prone parts of Debenham may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Debenham?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Debenham?
ClimateNest's suburb model rates Debenham's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Debenham.
What share of Debenham is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 11.9% of Debenham in high-risk zones for surface flood, with a further 80.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Debenham Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections