Property Investment Score: Dumaresq Island, NSW (2026)

Dumaresq Island, New South Wales· UNKNOWN
Moderate investment with climate considerationsUpdated 8 May 2026

Investment Score

5.5/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.5/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Dumaresq Island, NSW
Postcode
2430
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.9% of land (surface flood)

Investment Score Analysis

Dumaresq Island in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be negatively impacted by the increasing climate risks.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Dumaresq Island with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Dumaresq Island including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Dumaresq Island located in Coastal NSW (postcode 2430), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dumaresq Island.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dumaresq Island is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dumaresq Island, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dumaresq Island are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to the elevated flood and coastal risks.
Price Impact from ClimateProperty values may be negatively impacted by the increasing climate risks.
Resale Liquidity RiskMedium

Historical Events

2020
Moderate

Heavy rainfall caused flooding in the Manning River, affecting low-lying areas of Dumaresq Island.

2017
Minor

A severe storm caused minor damage to infrastructure on Dumaresq Island.

2013
Moderate

Significant flooding occurred in the Manning River region, impacting Dumaresq Island.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to better manage increased rainfall and reduce flood risk.

Est. cost: Medium

Protect Coastal Areas

Near-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce erosion and protect infrastructure.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Raise Awareness

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 8 May 2026

Explore Dumaresq Island Risk Reports

Frequently Asked Questions

Is Dumaresq Island a good investment?

Dumaresq Island has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Dumaresq Island?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Dumaresq Island. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Dumaresq Island?

The resale outlook for Dumaresq Island depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Dumaresq Island?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What are the main climate risks in Dumaresq Island?

ClimateNest's suburb model rates Dumaresq Island's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dumaresq Island.

What share of Dumaresq Island is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.9% of Dumaresq Island in high-risk zones for surface flood, with a further 72.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dumaresq Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dumaresq Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections