Flood Risk in Dumaresq, NSW: 2026 Assessment

Dumaresq, New South Wales· UNKNOWN
Dumaresq faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 13 Apr 2026

Flood Risk Score

4.5/10

Dumaresq faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Dumaresq faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Dumaresq, NSW
Overall Risk
Medium
Postcode
2350
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
15.6% of land (bushfire)

Flood Risk Analysis

Dumaresq, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Check local council flood maps for specific property risk.

Dumaresq faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Dumaresq sits within ClimateNest's suburb-level hazard model for flood risk. 5.5% of the suburb's land area is mapped in high-risk flood zones and 69.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dumaresq.

On ClimateNest's 0–10 suburb hazard index, Dumaresq scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Dumaresq can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Dumaresq located in Coastal NSW (postcode 2350), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dumaresq.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dumaresq is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dumaresq, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dumaresq are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayLocal creeks and rivers
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways

Historical Events

2011
Moderate

Significant flooding event impacted the region, causing property damage and disruption to infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address drought risks and ensure water security.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 13 April 2026

Explore Dumaresq Risk Reports

Frequently Asked Questions

Is Dumaresq at risk of flooding?

Based on available data, Dumaresq has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Dumaresq?

Insurance costs for flood cover in Dumaresq depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Dumaresq?

Yes, flood risk can affect property values in Dumaresq. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Dumaresq?

Elevation is a critical factor in flood risk. Properties at higher elevations within Dumaresq typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Dumaresq?

ClimateNest's suburb model rates Dumaresq's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dumaresq.

What share of Dumaresq is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.6% of Dumaresq in high-risk zones for bushfire, with a further 63.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dumaresq Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dumaresq, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections