Bushfire Risk in Dumbudgery, NSW: 2026 Assessment

Dumbudgery, New South Wales· UNKNOWN
The risk of bushfires in Dumbudgery is high due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.Updated 4 May 2026

Bushfire Risk Score

8.0/10

The risk of bushfires in Dumbudgery is high due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.

Key Facts

Bushfire Risk
The risk of bushfires in Dumbudgery is high due to the presence of surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk of bushfires.
Trend
increasing
Suburb
Dumbudgery, NSW
Overall Risk
High
Postcode
2460
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
21.1% of land (bushfire)

Bushfire Risk Analysis

Dumbudgery, New South Wales, has a the risk of bushfires in dumbudgery is high due to the presence of surrounding bushland. hot, dry conditions and strong winds can exacerbate the risk of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Property owners should maintain fire breaks and clear vegetation.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Dumbudgery, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Dumbudgery including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Dumbudgery sits within ClimateNest's suburb-level hazard model for bushfire risk. 21.1% of the suburb's land area is mapped in high-risk bushfire zones and 56.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dumbudgery.

On ClimateNest's 0–10 suburb hazard index, Dumbudgery scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Dumbudgery can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Dumbudgery located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dumbudgery.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dumbudgery is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dumbudgery, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dumbudgery are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Major

Severe bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Develop a community bushfire plan

Immediate

Create a plan that outlines evacuation routes, emergency contacts, and property protection measures.

Est. cost: Low

Improve stormwater drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Implement urban greening initiatives

Near-term

Plant trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Establish a heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide advice on how to stay safe.

Est. cost: Low

Retrofit homes for energy efficiency

Long-term

Insulate homes and install energy-efficient appliances to reduce energy consumption and greenhouse gas emissions.

Est. cost: High

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 4 May 2026

Explore Dumbudgery Risk Reports

Frequently Asked Questions

Is Dumbudgery in a bushfire prone area?

Parts of Dumbudgery may be designated as bushfire prone land. Based on available data, Dumbudgery has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Dumbudgery?

BAL ratings in Dumbudgery depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Dumbudgery?

Yes, properties in bushfire-prone parts of Dumbudgery may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Dumbudgery?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Dumbudgery?

ClimateNest's suburb model rates Dumbudgery's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dumbudgery.

What share of Dumbudgery is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.1% of Dumbudgery in high-risk zones for bushfire, with a further 56.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dumbudgery Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dumbudgery, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections