📮 Duval postcode: 2350

Flood Risk in Duval, NSW: 2026 Assessment

Duval, New South Wales· Armidale Regional· 2350
Duval faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is expected to increase due to climate change.Updated 13 Apr 2026

Flood Risk Score

4.5/10

Duval faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is expected to increase due to climate change.

Key Facts

Flood Risk
Duval faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is expected to increase due to climate change.
Trend
increasing
Suburb
Duval, NSW
Overall Risk
Medium
Postcode
2350
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
14.8% of land (bushfire)

Flood Risk Analysis

Duval, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Dumaresq Creek can experience rapid rises in water levels during heavy rainfall.

Duval faces a moderate risk of flooding, primarily from heavy rainfall events. The risk is expected to increase due to climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Duval sits within ClimateNest's suburb-level hazard model for flood risk. 5.7% of the suburb's land area is mapped in high-risk flood zones and 78% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Duval.

On ClimateNest's 0–10 suburb hazard index, Duval scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Duval can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Duval located in Coastal NSW (postcode 2350), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Duval.

Across the six hazard axes ClimateNest models, the dominant climate risk in Duval is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Duval, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Duval are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayDumaresq Creek
Elevation Range980-1020m
Flood Zone ClassificationLow to Moderate

Historical Events

2011
Moderate

Heavy rainfall caused flooding in low-lying areas of Armidale, impacting Duval.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and implement flood barriers to protect properties from flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Clear vegetation around properties, develop a bushfire survival plan, and install firebreaks.

Est. cost: Low

Heatwave Management

Near-term

Provide cooling centers for vulnerable populations and promote energy-efficient cooling strategies.

Est. cost: Medium

Water Conservation

Long-term

Implement water restrictions and promote water-efficient landscaping to conserve water resources during droughts.

Est. cost: Low

Council & Emergency Services

Armidale Regional Council
Emergency Services

Data last updated: 13 April 2026

Explore Duval Risk Reports

Frequently Asked Questions

Is Duval at risk of flooding?

Based on available data, Duval has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Duval?

Insurance costs for flood cover in Duval depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Duval?

Yes, flood risk can affect property values in Duval. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Duval?

Elevation is a critical factor in flood risk. Properties at higher elevations within Duval typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Duval?

ClimateNest's suburb model rates Duval's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Duval.

What share of Duval is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.8% of Duval in high-risk zones for bushfire, with a further 63.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Duval Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Duval, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections