Bushfire Risk in Earlwood, NSW: 2026 Assessment
Bushfire Risk Score
3.0/10Earlwood has a low risk of bushfire. While some areas are near bushland, the risk is mitigated by urban development and fire management practices.
Key Facts
- Bushfire Risk
- Earlwood has a low risk of bushfire. While some areas are near bushland, the risk is mitigated by urban development and fire management practices.
- Trend
- stable
- Suburb
- Earlwood, NSW
- Overall Risk
- Medium
- Postcode
- 2206
- Region
- Greater Sydney
- Median property value
- $1.6 million
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 14.7% of land (bushfire)
Bushfire Risk Analysis
Earlwood, New South Wales, has a earlwood has a low risk of bushfire. while some areas are near bushland, the risk is mitigated by urban development and fire management practices. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Residents should maintain their properties to reduce bushfire risk.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Earlwood, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Earlwood including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Earlwood sits within ClimateNest's suburb-level hazard model for bushfire risk. 14.7% of the suburb's land area is mapped in high-risk bushfire zones and 61.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Earlwood.
On ClimateNest's 0โ10 suburb hazard index, Earlwood scores 2 for bushfire risk โ a lower exposure relative to the Australian suburb range. For comparison, properties in Earlwood can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Earlwood located in Greater Sydney (postcode 2206), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Earlwood.
Across the six hazard axes ClimateNest models, the dominant climate risk in Earlwood is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look โ the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Earlwood, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Earlwood are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.
Est. cost: High
Implement Urban Cooling Strategies
ImmediateIncrease tree canopy cover, promote green roofs and walls, and use cool pavements to reduce the urban heat island effect.
Est. cost: Medium
Enhance Community Awareness
Near-termDevelop and implement community education programs to raise awareness of climate risks and promote preparedness for extreme weather events.
Est. cost: Low
Strengthen Emergency Response
ImmediateImprove emergency response plans and coordination to ensure effective response to climate-related disasters.
Est. cost: Medium
Promote Water Conservation
Long-termEncourage water conservation measures to reduce water demand during droughts and heatwaves.
Est. cost: Low
Council & Emergency Services
Explore Earlwood Risk Reports
View other climate risk assessments for Earlwood:
Frequently Asked Questions
Is Earlwood in a bushfire prone area?
Parts of Earlwood may be designated as bushfire prone land. Based on available data, Earlwood has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Earlwood?
BAL ratings in Earlwood depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Earlwood?
Yes, properties in bushfire-prone parts of Earlwood may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Earlwood?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Earlwood?
ClimateNest's suburb model rates Earlwood's dominant climate risk as extreme heat at 5/10 on a 0โ10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages โ an address-level report is needed to confirm the risk of a specific property in Earlwood.
What share of Earlwood is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 14.7% of Earlwood in high-risk zones for bushfire, with a further 61.4% in moderate-risk zones. Suburb-level exposure is not uniform โ individual properties can differ from these averages, so an address-level check is recommended.
Is Earlwood Safe from Climate Risk?
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What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections