Climate Risk in East Kempsey, New South Wales

East Kempsey, New South Wales
Medium Risk
Updated May 2026

East Kempsey faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to increase the frequency and intensity of these events. Residents should prepare for potential disruptions and take steps to mitigate their exposure.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
7.5
Bushfire
4.2
Heat
6.0
Coastal
1.5

Climate Hazard Breakdown for East Kempsey

increasing

Flood

75/100

East Kempsey faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Historical flood events indicate vulnerability, and climate change is expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise affecting riverine flooding
increasing

Bushfire

42/100

The risk of bushfires in East Kempsey is moderate, with surrounding bushland posing a potential threat during dry periods. Climate change is projected to increase the frequency and intensity of bushfire weather.

Key drivers:

  • ·Higher temperatures
  • ·Drier conditions
increasing

Heat

60/100

East Kempsey is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, particularly the elderly and those with pre-existing health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

15/100

East Kempsey is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·Distance from the coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for East Kempsey

Detailed Hazard Analysis

heat Risk

60/100

East Kempsey is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, particularly the elderly and those with pre-existing health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

75/100

East Kempsey faces a notable risk of flooding due to its proximity to the Macleay River and low-lying areas. Historical flood events indicate vulnerability, and climate change is expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise affecting riverine flooding
  • ·Inadequate drainage infrastructure

Projections (RCP8.5)

2030

8.0

2050

8.5

Data source

coastal Risk

15/100

East Kempsey is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·Distance from the coast

Projections (RCP8.5)

2030

1.5

2050

1.5

Data source

bushfire Risk

42/100

The risk of bushfires in East Kempsey is moderate, with surrounding bushland posing a potential threat during dry periods. Climate change is projected to increase the frequency and intensity of bushfire weather.

Primary Drivers

  • ·Higher temperatures
  • ·Drier conditions
  • ·Increased fuel load

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the elevated flood risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's bushfire risk.
  • 3.Inquire about council plans for climate adaptation.
  • 4.Consider the potential impact of climate change on insurance premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Macleay River
Elevation Range
5-15m
Flood Zone
Yes

Historical flood data indicates that parts of East Kempsey are susceptible to inundation during major rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
https://www.rfs.nsw.gov.au/map
Bushfire Prone Area
Yes

The area is designated as bushfire prone, requiring specific building standards for new constructions.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the coming decades.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Low
Erosion Risk
Low

Historical Climate Events

2013
floodModerate

The Macleay River flooded, inundating parts of East Kempsey and causing damage to homes and businesses.

Source
2019
bushfireModerate

Bushfires in the surrounding region caused smoky conditions and prompted evacuation warnings for some residents.

Source
2017
stormMinor

A severe storm brought heavy rain and strong winds, causing localized flooding and power outages.

Source
2020
floodModerate

Another significant flood event impacted East Kempsey, leading to evacuations and property damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood758.0(+0.5)8.5(+1.0)
bushfire424.4(+0.2)4.7(+0.5)
heat606.4(+0.4)6.8(+0.8)
coastal151.51.5

Under a moderate emissions scenario, East Kempsey is projected to experience a slight increase in overall climate risk, primarily driven by increased flooding and heatwave frequency.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in infrastructure to mitigate flood risk, such as levees, improved drainage systems, and flood-proofing of buildings.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns, vegetation clearing, and community education programs.

Est. cost: Medium

Learn more

Develop a Heat Action Plan

Near-term

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public health advice.

Est. cost: Low

Learn more

Strengthen Emergency Response Capacity

Immediate

Ensure that emergency services are adequately equipped and trained to respond to climate-related disasters.

Est. cost: Medium

Learn more

About East Kempsey's Climate Risk Profile

East Kempsey, located in the Mid North Coast region of New South Wales, is vulnerable to several climate-related hazards. The most significant risk is flooding, due to the suburb's proximity to the Macleay River. Historical flood events have caused significant damage to property and infrastructure, and climate change is projected to increase the frequency and intensity of heavy rainfall events, exacerbating this risk.

Bushfire risk is also a concern, particularly during dry periods. The surrounding bushland provides ample fuel for fires, and climate change is expected to increase the frequency and intensity of bushfire weather. Residents should be aware of the risks and take steps to prepare their properties.

Heatwaves are another growing concern for East Kempsey. Climate change is projected to increase average temperatures and the frequency of extreme heat events. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.

While coastal hazards are less of a direct threat due to the suburb's inland location, changes in sea level and storm patterns could indirectly affect the region through riverine flooding. It is important for residents to stay informed about these risks and take appropriate precautions.

Data sources: BOM · CSIRO · NSW RFS · Kempsey Shire Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for East Kempsey?

The main climate change risks for East Kempsey are increased flooding, bushfire risk, and heatwave frequency.

How will climate change affect property values in East Kempsey?

Properties in flood-prone areas may experience a decrease in value due to increased flood risk.

What can I do to prepare my home for flooding?

You can flood-proof your home by raising electrical outlets, installing a sump pump, and sealing foundation cracks.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

Where can I find more information about climate change in East Kempsey?

You can find more information about climate change in East Kempsey on the Kempsey Shire Council website and the NSW Department of Planning and Environment website.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections