Bushfire Risk in Elcombe, NSW: 2026 Assessment

Elcombe, New South Wales· UNKNOWN
The bushfire risk in Elcombe is moderate. While not immediately adjacent to dense bushland, the area can be affected by ember attacks and grassfires during dry periods. Climate change is projected to lengthen the fire season and increase fire intensity.Updated 10 May 2026

Bushfire Risk Score

4.0/10

The bushfire risk in Elcombe is moderate. While not immediately adjacent to dense bushland, the area can be affected by ember attacks and grassfires during dry periods. Climate change is projected to lengthen the fire season and increase fire intensity.

Key Facts

Bushfire Risk
The bushfire risk in Elcombe is moderate. While not immediately adjacent to dense bushland, the area can be affected by ember attacks and grassfires during dry periods. Climate change is projected to lengthen the fire season and increase fire intensity.
Trend
increasing
Suburb
Elcombe, NSW
Overall Risk
Medium
Postcode
2404
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
17.9% of land (bushfire)

Bushfire Risk Analysis

Elcombe, New South Wales, has a the bushfire risk in elcombe is moderate. while not immediately adjacent to dense bushland, the area can be affected by ember attacks and grassfires during dry periods. climate change is projected to lengthen the fire season and increase fire intensity. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Some parts of Elcombe are designated as bushfire prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Elcombe, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Elcombe including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Elcombe sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.9% of the suburb's land area is mapped in high-risk bushfire zones and 72.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Elcombe.

On ClimateNest's 0–10 suburb hazard index, Elcombe scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Elcombe can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Elcombe located in Regional NSW (postcode 2404), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Elcombe.

Across the six hazard axes ClimateNest models, the dominant climate risk in Elcombe is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Elcombe, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Elcombe are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandVariable, some areas near grassland
BAL Overlay / ZoneCheck NSW RFS website
Bushfire Prone AreaYes

Historical Events

2019
Minor

Bushfires in surrounding areas caused smoky conditions in Elcombe, raising concerns about air quality.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade and expand drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Implement a comprehensive heatwave response plan, including cooling centers and public awareness campaigns.

Est. cost: Medium

Bushfire Mitigation Measures

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce strain on water resources during drier periods.

Est. cost: Low

Community Awareness Programs

Near-term

Educate residents about climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 10 May 2026

Explore Elcombe Risk Reports

Frequently Asked Questions

Is Elcombe in a bushfire prone area?

Parts of Elcombe may be designated as bushfire prone land. Based on available data, Elcombe has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Elcombe?

BAL ratings in Elcombe depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Elcombe?

Yes, properties in bushfire-prone parts of Elcombe may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Elcombe?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Elcombe?

ClimateNest's suburb model rates Elcombe's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Elcombe.

What share of Elcombe is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.9% of Elcombe in high-risk zones for bushfire, with a further 72.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Elcombe Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Elcombe, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections