Bushfire Risk in Elizabeth Beach, NSW: 2026 Assessment

Elizabeth Beach, New South Wales· UNKNOWN
The area around Elizabeth Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The area around Elizabeth Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Elizabeth Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Elizabeth Beach, NSW
Overall Risk
Medium
Postcode
2428
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.4% of land (bushfire)

Bushfire Risk Analysis

Elizabeth Beach, New South Wales, has a the area around elizabeth beach has a moderate bushfire risk due to surrounding bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties bordering bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Elizabeth Beach, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Elizabeth Beach including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Elizabeth Beach sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.4% of the suburb's land area is mapped in high-risk bushfire zones and 60.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Elizabeth Beach.

On ClimateNest's 0–10 suburb hazard index, Elizabeth Beach scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Elizabeth Beach can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Elizabeth Beach located in Coastal NSW (postcode 2428), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Elizabeth Beach.

Across the six hazard axes ClimateNest models, the dominant climate risk in Elizabeth Beach is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Elizabeth Beach, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Elizabeth Beach are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneRFS Bush Fire Prone Land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and required evacuations.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement bushfire management strategies

Immediate

Clear vegetation around properties and develop evacuation plans to reduce bushfire risk.

Est. cost: Low

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Medium

Protect coastal areas

Long-term

Implement coastal protection measures such as seawalls and beach nourishment to reduce erosion.

Est. cost: High

Promote water conservation

Long-term

Encourage residents to conserve water through rainwater harvesting and efficient appliances.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Elizabeth Beach Risk Reports

Frequently Asked Questions

Is Elizabeth Beach in a bushfire prone area?

Parts of Elizabeth Beach may be designated as bushfire prone land. Based on available data, Elizabeth Beach has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Elizabeth Beach?

BAL ratings in Elizabeth Beach depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Elizabeth Beach?

Yes, properties in bushfire-prone parts of Elizabeth Beach may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Elizabeth Beach?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Elizabeth Beach?

ClimateNest's suburb model rates Elizabeth Beach's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Elizabeth Beach.

What share of Elizabeth Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.4% of Elizabeth Beach in high-risk zones for bushfire, with a further 60.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Elizabeth Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Elizabeth Beach, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections