๐Ÿ“ฎ Eltham postcode: 2480

Bushfire Risk in Eltham, NSW: 2026 Assessment

Eltham, New South Walesยท UNKNOWNยท 2480
The area around Eltham has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 21 May 2026

Bushfire Risk Score

4.2/10

The area around Eltham has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Eltham has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Eltham, NSW
Overall Risk
Medium
Postcode
2480
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
16.4% of land (bushfire)

Bushfire Risk Analysis

Eltham, New South Wales, has a the area around eltham has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check the NSW Rural Fire Service website for detailed bushfire prone area maps.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Eltham, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Eltham including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Eltham sits within ClimateNest's suburb-level hazard model for bushfire risk. 16.4% of the suburb's land area is mapped in high-risk bushfire zones and 54.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Eltham.

On ClimateNest's 0โ€“10 suburb hazard index, Eltham scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Eltham can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Eltham located in Coastal NSW (postcode 2480), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Eltham.

Across the six hazard axes ClimateNest models, the dominant climate risk in Eltham is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Eltham, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Eltham are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRefer to RFS maps
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires affected areas near Eltham, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement community education programs and improve bushfire management practices.

Est. cost: Medium

Develop Heat Action Plans

Immediate

Create strategies to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-saving measures to reduce the impact of droughts and water scarcity.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 21 May 2026

Explore Eltham Risk Reports

Frequently Asked Questions

Is Eltham in a bushfire prone area?

Parts of Eltham may be designated as bushfire prone land. Based on available data, Eltham has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Eltham?

BAL ratings in Eltham depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Eltham?

Yes, properties in bushfire-prone parts of Eltham may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Eltham?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Eltham?

ClimateNest's suburb model rates Eltham's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Eltham.

What share of Eltham is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.4% of Eltham in high-risk zones for bushfire, with a further 54.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Eltham Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Eltham, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections