Climate Risk Profile: Erudgere, NSW

Erudgere, New South Wales· Mid-Western Regional· 2850
Medium Risk
Updated May 2026

Erudgere faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.8
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Erudgere

increasing

Flood

65/100

Erudgere faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow
increasing

Bushfire

48/100

The area around Erudgere has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to exacerbate this risk.

Key drivers:

  • ·Increased temperatures
  • ·Drier vegetation
increasing

Heat

50/100

Erudgere is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Erudgere is not exposed to coastal risks due to its inland location.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Erudgere

Detailed Hazard Analysis

heat Risk

50/100

Erudgere is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

65/100

Erudgere faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is projected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Erudgere is not exposed to coastal risks due to its inland location.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

48/100

The area around Erudgere has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to exacerbate this risk.

Primary Drivers

  • ·Increased temperatures
  • ·Drier vegetation
  • ·Wind patterns

Projections (RCP8.5)

2030

5.3

2050

5.8

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to extreme heat.
  • 3.Obtain adequate insurance coverage.
  • 4.Consider long-term climate projections when making investment decisions.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Cudgegong River
Elevation Range
300-350m
Flood Zone
Areas near the Cudgegong River are prone to flooding.

Historical flood data indicates that properties close to the river are at higher risk.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 1km of significant bushland areas.
Planning Overlay
Refer to NSW RFS for bushfire prone area maps.
Bushfire Prone Area
Yes

Properties on the outskirts of Erudgere are more vulnerable to bushfire.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

Elderly residents and those with chronic health conditions are particularly vulnerable during heatwaves.

Coastal Evidence

Distance to Coast
300 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2016
floodModerate

Heavy rainfall caused the Cudgegong River to flood, impacting low-lying areas of Erudgere.

Source
2019
bushfireModerate

Bushfires in the region caused smoke haze and elevated fire danger in Erudgere.

Source
2013
heatwaveModerate

A prolonged heatwave resulted in high temperatures and increased demand for electricity.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire485.1(+0.3)5.6(+0.8)
heat505.7(+0.7)6.2(+1.2)
coastal101.01.0

By 2030, Erudgere is projected to experience a notable increase in heatwave frequency and intensity, along with a moderate rise in flood and bushfire risk.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Bushfire Management

Immediate

Implement bushfire management strategies, including controlled burns and vegetation clearing.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Develop a heatwave response plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Educate residents about climate risks and adaptation measures through community awareness programs.

Est. cost: Low

Learn more

About Erudgere's Climate Risk Profile

Erudgere, located in the Mid-Western Regional Council of New South Wales, is subject to a range of climate-related risks. The primary concerns are flooding from heavy rainfall and nearby waterways, bushfire risk due to surrounding vegetation, and increasing heatwave frequency and intensity.

The risk of flooding is expected to increase due to more intense rainfall events and changes in river flow patterns. Bushfire risk is also projected to rise due to hotter, drier conditions. Heatwaves will likely become more frequent and severe, posing a threat to vulnerable populations.

While Erudgere is not directly exposed to coastal risks, the broader region may experience indirect impacts from climate change. It is important for residents and local authorities to take proactive measures to adapt to these changing conditions.

Understanding these risks and implementing appropriate adaptation strategies is crucial for ensuring the long-term resilience and sustainability of Erudgere. This includes measures to mitigate flood risk, reduce bushfire hazards, and protect residents from extreme heat.

Data sources: BOM · CSIRO · NSW RFS · Mid-Western Regional Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Erudgere?

The main risks are increased flooding, bushfire risk, and more frequent and intense heatwaves.

How will climate change affect property values in Erudgere?

Properties in high-risk areas may experience a decrease in value due to increased insurance premiums and potential damage from extreme weather events.

What can I do to prepare for heatwaves in Erudgere?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

Where can I find information about flood risks in Erudgere?

You can find flood maps and information on the Mid-Western Regional Council website.

How is the local council addressing climate change?

The Mid-Western Regional Council is developing and implementing climate adaptation strategies to address local risks.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections