📮 Eurongilly postcode: 2726

Flood Risk in Eurongilly, NSW: 2026 Assessment

Eurongilly, New South Wales· Cootamundra-Gundagai Regional· 2726
The risk of flooding in Eurongilly is moderate. The area is prone to flash flooding during heavy rainfall events.Updated 18 May 2026

Flood Risk Score

6.0/10

The risk of flooding in Eurongilly is moderate. The area is prone to flash flooding during heavy rainfall events.

Key Facts

Flood Risk
The risk of flooding in Eurongilly is moderate. The area is prone to flash flooding during heavy rainfall events.
Trend
increasing
Suburb
Eurongilly, NSW
Overall Risk
Medium
Postcode
2663
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
14.2% of land (riverine flood)

Flood Risk Analysis

Eurongilly, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council has identified areas at risk of flash flooding.

The risk of flooding in Eurongilly is moderate. The area is prone to flash flooding during heavy rainfall events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Eurongilly sits within ClimateNest's suburb-level hazard model for flood risk. 14.2% of the suburb's land area is mapped in high-risk flood zones and 72.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Eurongilly.

On ClimateNest's 0–10 suburb hazard index, Eurongilly scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Eurongilly can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Eurongilly located in Regional NSW (postcode 2663), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Eurongilly.

Across the six hazard axes ClimateNest models, the dominant climate risk in Eurongilly is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Eurongilly, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Eurongilly are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range200-250m
Flood Zone ClassificationAreas near the Murrumbidgee River are prone to flooding.

Historical Events

2022
Major

Widespread flooding across NSW, including the Eurongilly region, caused significant damage and displacement.

2012
Moderate

Significant flooding occurred in the region, impacting properties and infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire prevention strategies, such as fuel reduction and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during heatwaves, including providing cooling centers and public awareness campaigns.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to ensure a sustainable water supply during periods of drought and increased temperatures.

Est. cost: Low

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 18 May 2026

Explore Eurongilly Risk Reports

Frequently Asked Questions

Is Eurongilly at risk of flooding?

Based on available data, Eurongilly has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Eurongilly?

Insurance costs for flood cover in Eurongilly depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Eurongilly?

Yes, flood risk can affect property values in Eurongilly. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Eurongilly?

Elevation is a critical factor in flood risk. Properties at higher elevations within Eurongilly typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Eurongilly?

ClimateNest's suburb model rates Eurongilly's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Eurongilly.

What share of Eurongilly is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 14.2% of Eurongilly in high-risk zones for riverine flood, with a further 72.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Eurongilly Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Eurongilly, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections