๐Ÿ“ฎ Finley postcode: 2713

Bushfire Risk in Finley, NSW: 2026 Assessment

Finley, New South Walesยท Berriganยท 2713
The risk of bushfire in Finley is relatively low compared to other regions in NSW, but still present due to surrounding grasslands and agricultural land. Hot, dry conditions can increase the risk.Updated 1 May 2026

Bushfire Risk Score

3.0/10

The risk of bushfire in Finley is relatively low compared to other regions in NSW, but still present due to surrounding grasslands and agricultural land. Hot, dry conditions can increase the risk.

Key Facts

Bushfire Risk
The risk of bushfire in Finley is relatively low compared to other regions in NSW, but still present due to surrounding grasslands and agricultural land. Hot, dry conditions can increase the risk.
Trend
stable
Suburb
Finley, NSW
Overall Risk
Medium
Postcode
2713
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
11.2% of land (bushfire)

Bushfire Risk Analysis

Finley, New South Wales, has a the risk of bushfire in finley is relatively low compared to other regions in nsw, but still present due to surrounding grasslands and agricultural land. hot, dry conditions can increase the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is primarily agricultural, but grasslands can pose a fire risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Finley, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Finley including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Finley sits within ClimateNest's suburb-level hazard model for bushfire risk. 11.2% of the suburb's land area is mapped in high-risk bushfire zones and 69.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Finley.

On ClimateNest's 0โ€“10 suburb hazard index, Finley scores 5 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Finley can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Finley located in Regional NSW (postcode 2713), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Finley.

Across the six hazard axes ClimateNest models, the dominant climate risk in Finley is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Finley, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Finley are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandSeveral kilometers to the nearest significant bushland.
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone area maps.
Bushfire Prone AreaYes

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Enhance bushfire preparedness

Long-term

Implement bushfire prevention measures, such as fuel reduction and community education programs.

Est. cost: Medium

Promote water conservation

Near-term

Encourage water-efficient practices to address potential water scarcity issues related to climate change.

Est. cost: Low

Council & Emergency Services

Berrigan Shire Council
Emergency Services

Data last updated: 1 May 2026

Explore Finley Risk Reports

Frequently Asked Questions

Is Finley in a bushfire prone area?

Parts of Finley may be designated as bushfire prone land. Based on available data, Finley has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Finley?

BAL ratings in Finley depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Finley?

Yes, properties in bushfire-prone parts of Finley may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Finley?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Finley?

ClimateNest's suburb model rates Finley's dominant climate risk as extreme heat at 6/10 on a 0โ€“10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Finley.

What share of Finley is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.2% of Finley in high-risk zones for bushfire, with a further 69.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Finley Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Finley, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections