๐Ÿ“ฎ Firefly postcode: 2429

Bushfire Risk in Firefly, NSW: 2026 Assessment

Firefly, New South Walesยท Mid-Coastยท 2429
The area around Firefly has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.Updated 8 May 2026

Bushfire Risk Score

4.0/10

The area around Firefly has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Firefly has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Trend
increasing
Suburb
Firefly, NSW
Overall Risk
Medium
Postcode
2429
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.5% of land (bushfire)

Bushfire Risk Analysis

Firefly, New South Wales, has a the area around firefly has a moderate bushfire risk due to surrounding vegetation. drier conditions and higher temperatures could increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Firefly, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Firefly including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Firefly sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.5% of the suburb's land area is mapped in high-risk bushfire zones and 70.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Firefly.

On ClimateNest's 0โ€“10 suburb hazard index, Firefly scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Firefly can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Firefly located in Coastal NSW (postcode 2429), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Firefly.

Across the six hazard axes ClimateNest models, the dominant climate risk in Firefly is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Firefly, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Firefly are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region, causing smoke haze and property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and build flood levees to protect properties from flooding.

Est. cost: High

Bushfire Management

Immediate

Implement bushfire management strategies, including hazard reduction burns and community education programs.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect properties from erosion.

Est. cost: High

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 8 May 2026

Explore Firefly Risk Reports

Frequently Asked Questions

Is Firefly in a bushfire prone area?

Parts of Firefly may be designated as bushfire prone land. Based on available data, Firefly has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Firefly?

BAL ratings in Firefly depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Firefly?

Yes, properties in bushfire-prone parts of Firefly may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Firefly?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Firefly?

ClimateNest's suburb model rates Firefly's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Firefly.

What share of Firefly is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Firefly in high-risk zones for bushfire, with a further 70.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Firefly Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Firefly, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections